{"id":4032,"date":"2022-04-17T08:00:00","date_gmt":"2022-04-17T06:00:00","guid":{"rendered":"https:\/\/www.jindrichsmitka.cz\/?p=4032"},"modified":"2022-04-17T08:00:00","modified_gmt":"2022-04-17T06:00:00","slug":"kryptomeny-aneb-tim-konci-statni-monopol-na-penize","status":"publish","type":"post","link":"https:\/\/www.jindrichsmitka.cz\/index.php\/2022\/04\/17\/kryptomeny-aneb-tim-konci-statni-monopol-na-penize\/","title":{"rendered":"Kryptom\u011bny aneb t\u00edm kon\u010d\u00ed st\u00e1tn\u00ed monopol na pen\u00edze"},"content":{"rendered":"\n<p><strong>Jak vznikl st\u00e1tn\u00ed monopol na pen\u00edze. Odv\u00e1z\u00e1n\u00ed pen\u011bz od zlata a vznik inflace dne\u0161n\u00edch dn\u016f. Kryptom\u011bny jako nad\u011bje, hrozba i p\u0159\u00edle\u017eitost do budoucnosti.<\/strong><\/p>\n\n\n\n<p>St\u00e1ty dr\u017eely po velmi dlouhou dobu monopol na pen\u00edze. P\u0159itom to nen\u00ed zas tak d\u00e1vno, kdy si jednotliv\u00e9 instituce vyd\u00e1valy vlastn\u00ed pap\u00edrov\u00e9 pen\u00edze. Jejich d\u016fv\u011bryhodnost ur\u010dovalo skute\u010dn\u00e9 mno\u017estv\u00ed zlata v rezerv\u00e1ch a d\u00e1le d\u016fv\u011bra dr\u017eitel\u016f pouk\u00e1zek v instituci j\u00ed\u017e sv\u011b\u0159ili sv\u00e9 drah\u00e9 kovy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Skluz od zlata k nekryt\u00fdm m\u011bn\u00e1m a inflaci<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-1024x683.jpg\" alt=\"Bitcoin, mince, zlato, dolar, bankovka, 100 dolar\u016f\" class=\"wp-image-4038\" width=\"322\" height=\"215\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-1024x683.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-300x200.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-768x512.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-1536x1024.jpg 1536w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-150x100.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-696x464.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash-1068x712.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bermix-studio-aX1hN4uNd-I-unsplash.jpg 1920w\" sizes=\"auto, (max-width: 322px) 100vw, 322px\" \/><figcaption>Zlat\u00e1 mince s logem bitcoinu na stodolarov\u00e9 bankovce. Kon\u010d\u00ed st\u00e1tn\u00ed monopol na pen\u00edze. Zdroj: Unsplash.<\/figcaption><\/figure><\/div>\n\n\n\n<p>Takto vyd\u00e1van\u00e9 pen\u00edze byly z\u00e1rove\u0148 pov\u011bt\u0161inou certifik\u00e1ty zaru\u010duj\u00edc\u00ed volnou sm\u011bnu za podkladov\u00e9 aktivum, j\u00edm\u017e bylo obvykle zlato. A\u017e \u010dasem (bav\u00edme-li se o novodob\u011bj\u0161\u00ed historii) za\u010daly do tohoto procesu vstupovat st\u00e1ty a uzurpovat si pr\u00e1vo na vyd\u00e1v\u00e1n\u00ed pen\u011bz. \u0160lo to nejprve pomalu, kdy se dr\u017eeli pap\u00edrov\u00fdch pen\u011bz kryt\u00fdch zlatem. Kdy\u017e si na takov\u00e9 pen\u00edze lid\u00e9 zvykli, p\u0159i\u0161ly na \u0159adu st\u00e1tn\u00ed dluhopisy.<\/p>\n\n\n\n<p>Postupem \u010dasu tak za\u010daly st\u00e1ly emitovat pap\u00edrov\u00e9 pen\u00edze jako vnucen\u00e9 dluhopisy. Lidem p\u0159itom st\u00e1ty na\u0159izovaly jejich pou\u017e\u00edv\u00e1n\u00ed ve stejn\u00e9 hodnot\u011b jako poctiv\u00e9 certifik\u00e1ty zaru\u010duj\u00edc\u00ed mo\u017enou sm\u011bnu za prav\u00e9 zlato.<\/p>\n\n\n\n<p>Takto vnucen\u00e9 dluhopisy za\u010daly umo\u017e\u0148ovat vl\u00e1d\u00e1m utr\u00e1cet nad pom\u011bry. Jakmile si na n\u011b lid\u00e9 zvykli, sta\u010dilo u\u017e rozjet\u00fdm vl\u00e1d\u00e1m v dal\u0161\u00edm kroku jen odv\u00e1zat pen\u00edze od zlata. A lid\u00e9 si na nov\u00e9 pen\u00edze op\u011bt zvykli a d\u016fsledky t\u011bchto krok\u016f skl\u00edz\u00edme st\u00e1le je\u0161t\u011b dnes.<\/p>\n\n\n\n<p>Nekryt\u00e9 a neomezovan\u00e9 financov\u00e1n\u00ed umo\u017enilo vl\u00e1d\u00e1m vyvol\u00e1vat a financovat v\u00e1lky a zp\u016fsobovat dal\u0161\u00ed nekal\u00e9 jevy jako inflace a zadlu\u017eov\u00e1n\u00ed atp., kter\u00e9 by p\u0159i nezbytn\u00e9 finan\u010dn\u00ed k\u00e1zni s pen\u011bzi kryt\u00fdmi skute\u010dn\u00fdmi hodnotami m\u011bly jen omezen\u00fd nebo \u017e\u00e1dn\u00fd prostor existovat. Cel\u00e9 toto nucen\u00e9 kole\u010dko vede k dal\u0161\u00edmu r\u016fstu dan\u00ed a dal\u0161\u00edmu zadlu\u017eov\u00e1n\u00ed a zdan\u011bn\u00ed. P\u0159itom ani dan\u011b v podstat\u011b nejsou t\u0159eba. <\/p>\n\n\n\n<p>V\u00edce informac\u00ed \u010dt\u011bte v knize rakousk\u00e9ho ekonoma F. A. Hayek: <a href=\"https:\/\/libinst.cz\/wp-content\/uploads\/2017\/03\/Hayek_Soukrome_penize.pdf\">Soukrom\u00e9 pen\u00edze: Pot\u0159ebujeme centr\u00e1ln\u00ed banku?<\/a><\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Centr\u00e1ln\u011b \u0159\u00edzen\u00fd st\u00e1tn\u00ed monopol na pen\u00edze<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645-1024x576.jpg\" alt=\"monopoly, hra, \u0161ance, figurka, pol\u00ed\u010dko\" class=\"wp-image-3174\" width=\"239\" height=\"134\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645-1024x576.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645-300x169.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645-768x432.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645-150x84.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645-696x392.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645-1068x601.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/03\/pexels-suzy-hazelwood-1329645.jpg 1280w\" sizes=\"auto, (max-width: 239px) 100vw, 239px\" \/><figcaption>Hra monopoly &#8211; pol\u00ed\u010dko \u0161ance<\/figcaption><\/figure><\/div>\n\n\n\n<p>St\u00e1tn\u00ed monopol si pak b\u011bhem let p\u0159ivlastnil pr\u00e1vo, \u017ee jako jedin\u00fd sm\u00ed emitovat a nakl\u00e1dat s pen\u011bzi. A d\u016fsledky takov\u00e9ho monopolu vid\u00edme a skl\u00edz\u00edme i v t\u00e9to dob\u011b dnes a denn\u011b. Centr\u00e1ln\u00ed \u0159\u00edzen\u00ed, monopol, selh\u00e1vaj\u00edc\u00ed soci\u00e1ln\u00ed st\u00e1t, inflace, zadlu\u017een\u00ed, intervence a dal\u0161\u00ed neblah\u00e9 finan\u010dn\u00ed jevy dne\u0161n\u00ed spole\u010dnosti. A d\u011bje se to, \u017ee jin\u00ed lid\u00e9 hazarduj\u00ed s Va\u0161\u00edm \u017eivotn\u00edm \u010dasem. Pen\u00edze jsou pouze odrazem vlo\u017een\u00e9ho \u010dasu <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/01\/30\/placeni-zivotnim-casem\/\">(psal jsem zde)<\/a>.<\/p>\n\n\n\n<p>Centr\u00e1ln\u011b \u0159\u00edzen\u00e9 m\u011bny tak\u00e9 stoj\u00ed za vytv\u00e1\u0159en\u00edm prost\u0159ed\u00ed vhodn\u00e9m pro globalizaci, odn\u00e1rod\u0148ov\u00e1n\u00ed n\u00e1rodn\u00edch st\u00e1t\u016f, korporativismus a pror\u016fst\u00e1n\u00ed st\u00e1t\u016f a jejich instituc\u00ed pr\u00e1v\u011b s nadn\u00e1rodn\u00edmi korporacemi. Sta\u010d\u00ed se pod\u00edvat na dokument Monopol <a href=\"https:\/\/nastub.cz\/w\/tsdcu8Twuq2BJySmTfBKEm\">(zde)<\/a>, abyste pochopili, co se kolem n\u00e1s d\u011bje.<\/p>\n\n\n\n<p>Je d\u00e1le jen ot\u00e1zkou \u010dasu, kdy st\u00e1t a jeho m\u011bnov\u00fd syst\u00e9m za\u010dne exkomunikovat a vylu\u010dovat nep\u0159\u00edhodn\u00e9 a nepohodln\u00e9 ob\u010dany ze st\u00e1tn\u00edho platebn\u00edho syst\u00e9mu.<\/p>\n\n\n\n<p>Centr\u00e1ln\u011b \u0159\u00edzen\u00fd <strong>st\u00e1tn\u00ed monopol na pen\u00edze<\/strong> zru\u0161il a znemo\u017enil pr\u00e1vo volby. V\u0161echny st\u00e1tem \u0159\u00edzen\u00e9 finan\u010dn\u00ed syst\u00e9my na sv\u011bt\u011b jsou ve sv\u00e9 podstat\u011b stejn\u00e9: z\u00e1visl\u00e9, nefunk\u010dn\u00ed, kr\u00e1tkodob\u00e9, zalo\u017een\u00e9 na nekryt\u00e9m ob\u011bhu infla\u010dn\u00edch pen\u011bz, kter\u00fdch neust\u00e1le p\u0159ib\u00fdv\u00e1, \u010d\u00edm\u017e znehodnocen\u00ed m\u011bny roste a tak po\u0159\u00e1d dokola.<\/p>\n\n\n\n<p>Zamyslete se nap\u0159\u00edklad nad sou\u010dasnou 13% inflac\u00ed z pohledu d\u0159\u00edve uveden\u00fdch informac\u00ed <a href=\"https:\/\/www.e15.cz\/byznys\/finance-a-bankovnictvi\/inflace-v-cesku-za-brezen-vystoupala-na-12-7-procenta-rust-je-nejvyssi-od-roku-1998-1389204\">(\u010dt\u011bte dne\u0161n\u00ed realitu zde)<\/a>.<\/p>\n\n\n\n<p><em><strong>Pro informaci:<\/strong> Dal\u0161\u00edm zaj\u00edmav\u00fdm p\u0159enesen\u00edm v\u00fdznamu je takzvan\u00fd infla\u010dn\u00ed c\u00edl centr\u00e1ln\u00ed banky, kter\u00fd byl p\u016fvodn\u011b zam\u00fd\u0161len infla\u010dn\u00ed strop. Tedy nikoli c\u00edl pro vyvol\u00e1v\u00e1n\u00ed inflace, ale maxim\u00e1ln\u00ed mo\u017en\u00e9 tolerovateln\u00e9 znehodnocen\u00ed m\u011bny, tak aby m\u011bna z\u016fstala stabiln\u00ed i p\u0159i nejr\u016fzn\u011bj\u0161\u00edch v\u00fdkyvech.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kryptom\u011bny \u2013 nad\u011bje, hrozba a p\u0159\u00edle\u017eitosti<\/strong><\/h2>\n\n\n\n<p>Z pohledu v\u00fd\u0161e zm\u00edn\u011bn\u00fdch informac\u00ed se pak kryptom\u011bny jev\u00ed jako ohromn\u00e1 p\u0159\u00edle\u017eitost do budoucna. Je p\u0159itom jen na n\u00e1s, jak s takovou p\u0159\u00edle\u017eitost\u00ed nalo\u017e\u00edme.<\/p>\n\n\n\n<p>Mus\u00edme se toti\u017e nau\u010dit rozli\u0161ovat mezi centr\u00e1ln\u011b \u0159\u00edzen\u00fdmi a decentralizovan\u00fdmi financemi. Oba z t\u011bchto p\u00f3l\u016f p\u0159edstavuj\u00ed opa\u010dnou polaritu a zcela protich\u016fdnou tendenci. Jedna vede k v\u011bt\u0161\u00ed z\u00e1vislosti a kontrole, druh\u00e1 k v\u011bt\u0161\u00ed odpov\u011bdnosti a svobod\u011b. Kryptom\u011bny jsou p\u0159itom jen n\u00e1stroj.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Centr\u00e1ln\u011b \u0159\u00edzen\u00e9 programovateln\u00e9 kryptom\u011bny &#8211; hrozba<\/strong><\/h2>\n\n\n\n<p>Centr\u00e1ln\u011b \u0159\u00edzen\u00e9 kryptom\u011bny p\u0159edstavuj\u00ed v podstat\u011b sou\u010dasnou snahu vl\u00e1d a centr\u00e1ln\u00edch bank o nahrazen\u00ed sou\u010dasn\u00fdch st\u00e1tn\u00edch m\u011bn na b\u00e1zi hotovosti (by\u0165 s formou elektronick\u00e9 reprezentace hotovosti zapsan\u00e9 na \u00fa\u010dtu v bance) centr\u00e1ln\u011b \u0159\u00edzenou programovatelnou kryptom\u011bnou.<\/p>\n\n\n\n<p>V p\u0159\u00edpad\u011b nastolen\u00ed takov\u00e9 st\u00e1tn\u00ed kryptom\u011bny sou\u010dasn\u00e9 soukrom\u00e9 banky postr\u00e1daj\u00ed jak\u00fdkoli \u00fa\u010del. Ka\u017ed\u00fd u\u017eivatel by m\u011bl pen\u011b\u017eenku p\u0159\u00edmo u centr\u00e1ln\u00ed banky, kter\u00e1 by prov\u00e1d\u011bla ve\u0161ker\u00e9 transakce. Z\u00e1rove\u0148 by takov\u00e1 instituce z\u00edskala kompletn\u00ed a neomezen\u00fd p\u0159\u00edstup k z\u016fstatk\u016fm, kompletn\u00ed historii p\u0159evod\u016f a plateb, kompletn\u00ed dohled nad finan\u010dn\u00ed situac\u00ed, \u00fatratami a chov\u00e1n\u00edm ka\u017ed\u00e9ho jednotlivce \u010di instituc\u00ed. Centr\u00e1ln\u00ed autorita by mohla p\u0159\u00edmo danit podle z\u016fstatk\u016f, transakc\u00ed nebo podle toho s k\u00fdm se st\u00fdkaj\u00ed a co si po\u0159izuj\u00ed.<\/p>\n\n\n\n<p>P\u0159\u00edmo se pak nab\u00edz\u00ed mo\u017enost zneu\u017eit\u00ed takov\u00e9 moci formou trest\u00e1n\u00ed nepohodln\u00fdch ob\u010dan\u016f a zv\u00fdhod\u0148ov\u00e1n\u00ed t\u011bch, kte\u0159\u00ed se chovaj\u00ed podle aktu\u00e1ln\u00ed doktr\u00edny a tedy vzorn\u011b.<\/p>\n\n\n\n<p>Ostatn\u011b v \u010c\u00edn\u011b u\u017e n\u011bjakou dobu b\u011b\u017e\u00ed syst\u00e9m soci\u00e1ln\u00edch kredit\u016f a t\u00edmto sm\u011brem by se d\u0159\u00edve \u010di pozd\u011bji vydala i ka\u017ed\u00e1 centr\u00e1ln\u011b \u0159\u00edzen\u00e1 kryptom\u011bna. A snahy o takov\u00e9 centr\u00e1ln\u011b \u0159\u00edzen\u00e9 kryptom\u011bny ji\u017e aktivn\u011b prob\u00edhaj\u00ed a\u0165 u\u017e ve snaze nahradit kryptom\u011bnou st\u00e1vaj\u00edc\u00ed euro, americk\u00fd dolar \u010di \u0161v\u00e9dskou korunu a dal\u0161\u00ed m\u011bny.<\/p>\n\n\n\n<p>A jsem p\u0159esv\u011bd\u010den\u00fd, \u017ee proti takov\u00fdmto snah\u00e1m centr\u00e1ln\u00edch bank se mus\u00edme v\u0161ichni razantn\u011b postavit.<\/p>\n\n\n\n<p>Ji\u017e d\u0159\u00edve jsme p\u0159itom zm\u00ednili, \u017ee mo\u017enost zneu\u017eit\u00ed kryptom\u011bn jako st\u00e1tem centr\u00e1ln\u011b \u0159\u00edzen\u00e9ho platidla je zna\u010dn\u00e1 <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/01\/30\/buduji-nam-digitalni-koncentrak-aneb-totalita-2-0\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(psal jsem zde \u2013 buduj\u00ed n\u00e1m digit\u00e1ln\u00ed koncentr\u00e1k)\">(psal jsem zde v \u010dl\u00e1nku buduj\u00ed n\u00e1m digit\u00e1ln\u00ed koncentr\u00e1k)<\/a>.<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Decentralizovan\u00e9 finance jako n\u00e1vrat k finan\u010dn\u00ed svobod\u011b<\/strong><\/h2>\n\n\n\n<p>Decentralizovan\u00e9, lok\u00e1ln\u00ed, komunitn\u00ed \u010di jinak specifick\u00e9 kryptom\u011bny pro konkr\u00e9tn\u00ed projekt(y) \u010di \u00fa\u010del(y) pak p\u0159edstavuj\u00ed zcela opa\u010dnou tendenci.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-1024x710.jpg\" alt=\"El Savator, zem\u011b, st\u00e1t, m\u011bna, platidlo, Bitcoin, kryptom\u011bna, st\u00e1tn\u00ed m\u011bna, ofici\u00e1ln\u00ed platidlo, ofici\u00e1ln\u00ed m\u011bna. kryptom\u011bny\" class=\"wp-image-3434\" width=\"280\" height=\"194\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-1024x710.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-300x208.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-768x533.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-150x104.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-218x150.jpg 218w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-696x483.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991-1068x741.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/07\/pexels-simon-3631991.jpg 1280w\" sizes=\"auto, (max-width: 280px) 100vw, 280px\" \/><figcaption>Bitcoinov\u00e1 pen\u011b\u017eenka. Zdroj: Pexels.com<\/figcaption><\/figure><\/div>\n\n\n\n<p>Decentralizovan\u00e9 kryptom\u011bny v takov\u00e9mto p\u0159\u00edpad\u011b p\u0159edstavuj\u00ed platebn\u00ed syst\u00e9m(y) budoucnosti i n\u00e1vrat k finan\u010dn\u00edm ko\u0159en\u016fm a mo\u017enostem volby. P\u0159edstavuj\u00ed z\u00e1rove\u0148 novou finan\u010dn\u00ed hru, kter\u00e1 se pr\u00e1v\u011b rozehr\u00e1v\u00e1 a to i ve prosp\u011bch mal\u00fdch hr\u00e1\u010d\u016f jako jste Vy nebo j\u00e1 <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/05\/01\/kryptomeny-decentralizovana-financni-hra-pro-male-hrace\/\">(psal jsem zde)<\/a>.<\/p>\n\n\n\n<p>M\u016f\u017ee to b\u00fdt n\u00e1vrat k finan\u010dn\u00edm ko\u0159en\u016fm, kdy si jednotliv\u00e9 instituce jako banky, z\u00e1lo\u017eny \u010di \u00fazemn\u00ed celky vyd\u00e1valy vlastn\u00ed m\u011bnu. Z\u00e1rove\u0148 mohou p\u0159edstavovat cestu k v\u011bt\u0161\u00ed svobod\u011b a nez\u00e1vislosti na st\u00e1tem \u0159\u00edzen\u00fdch m\u011bn\u00e1ch.<\/p>\n\n\n\n<p>Ka\u017ed\u00fd si dnes toti\u017e m\u016f\u017ee z\u0159\u00eddit a provozovat vlastn\u00ed kryptom\u011bnu. Jej\u00ed d\u016fv\u011bryhodnost a u\u017eitnost je samoz\u0159ejm\u011b ot\u00e1zkou, nad kterou je dobr\u00e9 za\u010d\u00edt op\u011btovn\u011b p\u0159em\u00fd\u0161let. Existuj\u00ed v\u0161ak u\u017e nyn\u00ed mnoh\u00e9 funk\u010dn\u00ed projekty, kter\u00e9 si ve sv\u00e9 podstat\u011b zalo\u017eili vlastn\u00ed komunitn\u00ed m\u011bnu pro \u00fazkou skupinu u\u017eivatel\u016f, kter\u00fdm nab\u00edz\u00ed ur\u010ditou p\u0159idanou hodnotu.<\/p>\n\n\n\n<p><em><strong>Pozn.:<\/strong> P\u0159\u00edkladem budi\u017e kryptom\u011bna Hi Dollars: <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/03\/26\/hi-dollars-jak-si-vytvorit-pasivni-prijem-z-kryptomen-s-univerzalni-bankovni-appkou\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Jak si vytvo\u0159it pasivn\u00ed p\u0159\u00edjem z kryptom\u011bn s aplikac\u00ed Hi Dollars (zde)\">Jak si vytvo\u0159it pasivn\u00ed p\u0159\u00edjem z kryptom\u011bn s aplikac\u00ed Hi Dollars (zde)<\/a><\/em>.<\/p>\n\n\n\n<p>Toto obnoven\u00e9 frakcionov\u00e1n\u00ed trhu s pen\u011bzi obnovuje mo\u017enost volby, alternativy nejr\u016fzn\u011bj\u0161\u00edch forem a mo\u017enosti, jak fungovat ve spole\u010dnosti a vyhnout se p\u0159itom neduh\u016fm, kter\u00e9 p\u0159edstavuj\u00ed st\u00e1tem \u0159\u00edzen\u00e9 m\u011bny.<\/p>\n\n\n\n<p>Osobn\u011b jsem zast\u00e1ncem volby. Rad\u011bji budu vyb\u00edrat z \u0161irok\u00e9ho mno\u017estv\u00ed r\u016fzn\u00fdch m\u011bn pro ka\u017ed\u00fd nejr\u016fzn\u011bj\u0161\u00ed \u00fa\u010del \u010di projekt, ne\u017e m\u00edt jednu centr\u00e1ln\u011b \u0159\u00edzenou m\u011bnu v ruk\u00e1ch ned\u016fv\u011bryhodn\u00fdch jedinc\u016f, kte\u0159\u00ed propaguj\u00ed st\u00e1le hlub\u0161\u00ed regulace a centralizace.<\/p>\n\n\n\n<p>Sta\u010d\u00ed se pod\u00edvat na film dokumentuj\u00edc\u00ed ekonomick\u00e9 zotaven\u00ed rakousk\u00e9ho m\u011bsta Worgl za dob velk\u00e9 ekonomick\u00e9 deprese 30t\u00fdch let minul\u00e9ho stolet\u00ed, kter\u00e9 si zavedlo vlastn\u00ed lok\u00e1ln\u00ed m\u011bnu: Z\u00e1zrak z Worglu <a href=\"https:\/\/www.youtube.com\/watch?v=MakwsQAeyBI\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(v\u00edce zde)\">(v\u00edce na youtube zde)<\/a>. Film ilustruje d\u016fsledky zaveden\u00ed lok\u00e1ln\u00ed m\u011bny na ekonomickou situaci regionu i reakci st\u00e1tn\u00edho monopolu na pen\u00edze.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Konec star\u00e9ho syst\u00e9mu aneb volba je na n\u00e1s<\/strong><\/h2>\n\n\n\n<p>V dohledn\u00e9 dob\u011b star\u00fd finan\u010dn\u00ed syst\u00e9m projde hlubokou prom\u011bnou. Do\u017eene ho zadlu\u017een\u00ed i fal\u0161ov\u00e1n\u00ed \u00fadaj\u016f o takzvan\u00e9m r\u016fstu, inflaci i skute\u010dn\u00e9m zadlu\u017een\u00ed. D\u016fsledky lze p\u0159edem jen t\u011b\u017eko p\u0159edv\u00eddat. <\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/11\/1-60550903.jpg\" alt=\"dolar, v\u00fdbuch, kolaps, krach, bomba, odji\u0161t\u011bn\u00e1, zap\u00e1len\u00e1, v\u00fdbuch\" class=\"wp-image-3756\" width=\"205\" height=\"153\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/11\/1-60550903.jpg 1000w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/11\/1-60550903-300x225.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/11\/1-60550903-768x576.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/11\/1-60550903-150x113.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/11\/1-60550903-485x360.jpg 485w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/11\/1-60550903-696x522.jpg 696w\" sizes=\"auto, (max-width: 205px) 100vw, 205px\" \/><figcaption>Dolarov\u00e1 zap\u00e1len\u00e1 bomba.<\/figcaption><\/figure><\/div>\n\n\n\n<p>U\u017e jen z toho pohledu, \u017ee si st\u00e1ty zvykly neplatit sv\u00e9 dluhy a m\u00edsto toho spol\u00e9hat na dal\u0161\u00ed zadlu\u017eov\u00e1n\u00ed, spl\u00e1cet star\u00e9 dluhy nov\u00fdmi ale i ti\u0161t\u011bn\u00edm dal\u0161\u00edch pen\u011bz neboli inflac\u00ed. To v\u0161e je dobr\u00e9 vod\u00edtko budouc\u00edho sm\u011b\u0159ov\u00e1n\u00ed st\u00e1vaj\u00edc\u00edch finan\u010dn\u00edch syst\u00e9m\u016f. Nemluv\u011b o tom, \u017ee se na n\u00e1s chyst\u00e1 celosv\u011btov\u011b \u0159\u00edzen\u00fd ekonomick\u00fd kolaps <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/11\/21\/celosvetove-rizeny-ekonomicky-kolaps-se-blizi\/\">(psal jsem zde)<\/a>.<\/p>\n\n\n\n<p>A v t\u00e9 chv\u00edli si v\u0161ichni budeme muset zvolit svou cestu do budoucnosti. Ka\u017ed\u00fd jednotlivec se bude muset rozhodnout s\u00e1m za sebe, jakou cestu si pro sebe zvol\u00ed. Jestli pohodlnou centr\u00e1ln\u011b \u0159\u00edzenou z\u00e1vislost nebo decentralizovanou rizikovou svobodu. A proto\u017ee p\u0159evl\u00e1dne ten princip, kter\u00fd bude m\u00edt v\u011bt\u0161\u00ed podporu lid\u00ed <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/02\/20\/cesta-mimo-system-aneb-kazdy-ma-moc-zmenit-svet\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(psal jsem zde)\">(psal jsem zde)<\/a>, lze \u010dten\u00e1\u0159\u016fm doporu\u010dit: &#8222;volte spr\u00e1vn\u011b&#8230;&#8220;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co d\u011blat a jak se p\u0159ipravit?<\/strong><\/h2>\n\n\n\n<p>Co se d\u011bje kolem n\u00e1s m\u016f\u017eeme ovlivnit jen minim\u00e1ln\u011b. M\u016f\u017eeme se v\u0161ak p\u0159ipravit. Vybudujte si proto z\u00e1lo\u017en\u00ed finan\u010dn\u00ed rezervu mimo st\u00e1vaj\u00edc\u00ed finan\u010dn\u00ed syst\u00e9m. Lze k tomu vyu\u017e\u00edt jak nap\u0159\u00edklad zlato \u010di st\u0159\u00edbro, kter\u00e9 p\u0159e\u017eily jako platidlo ji\u017e tis\u00edce let, tak i vhodn\u011b zvolen\u00e9 kryptom\u011bny jako z\u00e1lo\u017en\u00ed platebn\u00ed prost\u0159edek. Zvolte nejl\u00e9pe takov\u00e9 kryptom\u011bny, kter\u00e9 umo\u017e\u0148uj\u00ed interakci se sou\u010dasn\u00fdm finan\u010dn\u00edm syst\u00e9mem, aby bylo mo\u017en\u00e9 je pou\u017e\u00edt bez dal\u0161\u00ed slo\u017eit\u00e9 integrace. <\/p>\n\n\n\n<p>Ur\u010dit\u011b se tak\u00e9 vyplat\u00ed minimalizovat svou z\u00e1vislost na st\u00e1tu a diverzifikovat zdroje p\u0159\u00edjmu. M\u00edt z\u00e1lo\u017en\u00ed zdroj financ\u00ed, potravin a energi\u00ed se jev\u00ed jako st\u011b\u017eejn\u00ed pro \u00fasp\u011b\u0161n\u00e9 zvl\u00e1dnut\u00ed nadch\u00e1zej\u00edc\u00edch zm\u011bn. <\/p>\n\n\n\n<p>Pro v\u00edce informac\u00ed se m\u016f\u017eete tak\u00e9 obr\u00e1tit na autora tohoto blogu a domluvit si osobn\u00ed konzultaci <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/osobni-konzultace-kryptomeny\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a> nebo se m\u016f\u017eete d\u00e1l inspirovat v n\u00e1sleduj\u00edc\u00edch \u010dl\u00e1nc\u00edch na t\u00e9ma kryptom\u011bn:<br>1) <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/03\/26\/hi-dollars-jak-si-vytvorit-pasivni-prijem-z-kryptomen-s-univerzalni-bankovni-appkou\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Jak si vytvo\u0159it pasivn\u00ed p\u0159\u00edjem z kryptom\u011bn s aplikac\u00ed Hi Dollars (zde)\">Jak si vytvo\u0159it pasivn\u00ed p\u0159\u00edjem z kryptom\u011bn s aplikac\u00ed Hi Dollars (zde)<\/a> &#8211; Hi mimochodem p\u0159ipravuje integraci platebn\u00edch karet do sv\u00e9 slu\u017eby a umo\u017e\u0148uje solidn\u00ed zhodnocen\u00ed kryptom\u011bn. <br>2) <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/03\/16\/kryptomeny-jak-vytvorit-pasivni-prijem-z-kryptomen-na-burze-binance\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Kryptom\u011bny: Jak si vybudovat pasivn\u00ed p\u0159\u00edjem z kryptom\u011bn na burze Binance (zde)\">Kryptom\u011bny: Jak si vybudovat pasivn\u00ed p\u0159\u00edjem z kryptom\u011bn na burze Binance (zde)<\/a> &#8211; Ji\u017e nyn\u00ed je mo\u017en\u00e9 platit kryptom\u011bnami prost\u0159ednictv\u00edm karty Binance i d\u00e1le zhodnocovat kryptom\u011bny.<br>3) <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/12\/18\/kryptomena-pi-network-prechod-do-ostre-faze-mainnet\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Kryptom\u011bna Pi Network: P\u0159echod do ostr\u00e9 f\u00e1ze mainnet (zde)\">Kryptom\u011bna Pi Network: P\u0159echod do ostr\u00e9 f\u00e1ze mainnet (zde)<\/a><br>4) <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/04\/10\/kryptomena-bee-network-herni-ekosystem-bee-nabira-obratky\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Kryptom\u011bna Bee Network: Hern\u00ed ekosyst\u00e9m Bee nab\u00edr\u00e1 obr\u00e1tky (zde)\">Kryptom\u011bna Bee Network: Hern\u00ed ekosyst\u00e9m Bee nab\u00edr\u00e1 obr\u00e1tky (zde)<\/a><\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">  &#8212; konec \u010dl\u00e1nku &#8212;<\/h2>\n\n\n\n<p class=\"wp-embed-aspect-4-3 wp-has-aspect-ratio\"><em>D\u00e1l se je mo\u017en\u00e9 se domluvit na osobn\u00ed konzultaci ohledn\u011b mo\u017enost\u00ed ochrany \u010d\u00e1st\u00ed finan\u010dn\u00edho majetku nejen v kryptom\u011bn\u00e1ch i p\u0159es p\u0159ich\u00e1zej\u00edc\u00ed ekonomick\u00e9 turbulence <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/osobni-konzultace-kryptomeny\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> a nebo se m\u016f\u017eete pod\u00edvat na Videobesedu o 3 000 km dlouh\u00e9 p\u011b\u0161\u00ed pouti autora blogu do Santiaga de Compostela <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/videobeseda-3-000-kilometru-pesky-do-santiaga-de-compostela\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> a t\u0159eba si p\u0159itom i trochu vy\u010distit hlavu. <\/em><\/p>\n\n\n\n<p class=\"wp-embed-aspect-4-3 wp-has-aspect-ratio\"><em>I nad\u00e1le se v\u0161ak m\u016f\u017eete t\u011b\u0161it na dal\u0161\u00ed zaj\u00edmav\u00e1 t\u00e9mata. Rozhodn\u011b se proto <strong>zapi\u0161te k odb\u011bru novinek<\/strong> do formul\u00e1\u0159e n\u00ed\u017ee, aby V\u00e1m nic neuniklo nebo <strong>podpo\u0159te provoz<\/strong> tohoto blogu p\u0159\u00edsp\u011bvkem <a href=\"https:\/\/www.jindrichsmitka.cz\/2019\/04\/13\/podporte-dalsi-rozvoj-blogu\" target=\"_blank\" rel=\"noreferrer noopener\">(v\u00edce zde)<\/a>.<\/em><\/p>\n\n\n\n<p class=\"wp-embed-aspect-4-3 wp-has-aspect-ratio\"><strong>P\u0159ihl\u00e1sit k odb\u011bru novinek:<\/strong> [mc4wp_form id=&#8220;175&#8243;]<\/p>\n\n\n\n<p><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jak vznikl st\u00e1tn\u00ed monopol na pen\u00edze. Odv\u00e1z\u00e1n\u00ed pen\u011bz od zlata a vznik inflace dne\u0161n\u00edch dn\u016f. Kryptom\u011bny jako nad\u011bje, hrozba i p\u0159\u00edle\u017eitost do budoucnosti.<\/p>\n","protected":false},"author":2,"featured_media":4036,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[69],"tags":[],"class_list":["post-4032","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kryptomeny"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bp-miller-Sgb3OmpipWY-unsplash.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/4032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/comments?post=4032"}],"version-history":[{"count":0,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/4032\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media\/4036"}],"wp:attachment":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media?parent=4032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/categories?post=4032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/tags?post=4032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}