{"id":4208,"date":"2022-08-20T12:47:59","date_gmt":"2022-08-20T10:47:59","guid":{"rendered":"https:\/\/www.jindrichsmitka.cz\/?p=4208"},"modified":"2022-08-20T12:47:59","modified_gmt":"2022-08-20T10:47:59","slug":"penize-dum-pole-zlato-hotovost-a-rezervy-k-preziti-civilizacni-krize","status":"publish","type":"post","link":"https:\/\/www.jindrichsmitka.cz\/index.php\/2022\/08\/20\/penize-dum-pole-zlato-hotovost-a-rezervy-k-preziti-civilizacni-krize\/","title":{"rendered":"Pen\u00edze: d\u016fm, pole, zlato, hotovost a rezervy k p\u0159e\u017eit\u00ed civiliza\u010dn\u00ed krize"},"content":{"rendered":"\n<p><strong>Zlato, hotovost, nemovitosti, kryptom\u011bny a dodate\u010dn\u00e9 p\u0159\u00edjmy. Pen\u00edze a zabezpe\u010den\u00ed proti nadch\u00e1zej\u00edc\u00ed krizi. Jak se p\u0159ipravit z pohledu financ\u00ed a pen\u011bz, m\u00edt rezervu a pl\u00e1n.&nbsp;<\/strong><\/p>\n\n\n\n<p>T\u00e9ma financ\u00ed a <strong>pen\u00edze <\/strong>jsou obzvl\u00e1\u0161t\u011b v\u00fdznamn\u00e9 v dob\u011b, kdy se pot\u0159ebujeme p\u0159ipravit na velk\u00e9 zm\u011bny, kter\u00e9 n\u00e1s \u010dekaj\u00ed. Mnoho zm\u011bn nem\u016f\u017eeme jako jednotlivci ani jako rodiny ovlivnit. Co v\u0161ak ovlivnit m\u016f\u017eeme je na\u0161e reakce na tyto zm\u011bny a to v\u010detn\u011b p\u0159\u00edpravy. A to i na n\u011bco, co u\u017e je sice z\u0159ejm\u00e9, ale je\u0161t\u011b to nemus\u00ed b\u00fdt vid\u011bt. <\/p>\n\n\n\n<p>V sou\u010dasn\u00e9 dob\u011b se nach\u00e1z\u00edme na pokraji velk\u00e9 finan\u010dn\u00ed krize <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/11\/21\/celosvetove-rizeny-ekonomicky-kolaps-se-blizi\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(psal jsem skv\u011bl\u00fd \u010dl\u00e1nek zde)\">(psal jsem skv\u011bl\u00fd \u010dl\u00e1nek zde)<\/a>, b\u011bhem n\u00ed\u017e bude p\u0159erozd\u011blov\u00e1no obrovsk\u00e9 mno\u017estv\u00ed majetku. Pou\u010den\u00ed z historie n\u00e1m ukazuj\u00ed, jak se nastupuj\u00edc\u00ed krize odehraje. <\/p>\n\n\n\n<p>Ve zm\u00edn\u011bn\u00e9m \u010dl\u00e1nku popisuji tuto situaci, proto\u017ee burzovn\u00ed krachy se u\u017e n\u011bjakou dobu d\u011bj\u00ed \u0159\u00edzen\u011b a opakovan\u011b a to ovliv\u0148ov\u00e1n\u00edm \u00farokov\u00fdch sazeb. Nejprve sn\u00ed\u017eit, aby se co nejv\u00edc lid\u00ed, firem i st\u00e1t\u016f zadlu\u017eilo. Pak nastane zv\u00fd\u0161en\u00ed \u00farokov\u00fdch sazeb na ne\u00fanosnou \u00farove\u0148 a pak u\u017e je jen ot\u00e1zkou \u010dasu, kter\u00fd z velk\u00fdch dlu\u017en\u00edk\u016f jako prvn\u00ed neustoj\u00ed nasmlouvan\u00e9 z\u00e1vazky, p\u0159estane platit a vyvol\u00e1 lavinu dal\u0161\u00edch ud\u00e1lost\u00ed. <\/p>\n\n\n\n<p>Je to \u0159\u00edzen\u00fd proces, kter\u00fd mnoz\u00ed (zejm\u00e9na ti, kte\u0159\u00ed toto divadlo inscenuj\u00ed) vyu\u017e\u00edvaj\u00ed ke sv\u00e9mu prosp\u011bchu. Finan\u010dn\u00ed krize p\u0159itom nen\u00ed nic jin\u00e9ho, ne\u017e p\u0159eskupov\u00e1n\u00ed majetku a vlastnick\u00fdch pod\u00edl\u016f. Pro\u010d by m\u011bl \u010dlov\u011bk nakupovat p\u0159i vysok\u00fdch cen\u00e1ch, kdy\u017e si m\u016f\u017ee po\u010dkat na n\u011bjak\u00fd ten krach a kdy\u017e ostatn\u00ed ztr\u00e1c\u00ed, tak si za p\u016fl darma skoupit, co jen lze. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Velk\u00fd krach jako sou\u010d\u00e1st zvrhl\u00e9ho pl\u00e1nu Velk\u00fd reset<\/strong><\/h2>\n\n\n\n<p>Ten sou\u010dasn\u00fd p\u0159ipravovan\u00fd krach nebo jinak krizi pak hodl\u00e1 skupinka zvrhl\u00edk\u016f okolo Klause Schwaba, jeho Sv\u011btov\u00e9ho ekonomick\u00e9ho f\u00f3ra, kter\u00e9 m\u00e1 jako chobotnice prsty t\u00e9m\u011b\u0159 v ka\u017ed\u00e9 zemi a jej\u00ed vl\u00e1d\u011b, v ka\u017ed\u00e9 velk\u00e9 firm\u011b, masov\u00e9m m\u00e9diu a b\u016fh v\u00ed, kde je\u0161t\u011b, vyu\u017e\u00edt ke sv\u00e9mu pomaten\u00e9mu pl\u00e1nu na tzv. Velk\u00fd reset <a href=\"https:\/\/otevrisvoumysl.cz\/jp-sears-nebudete-nic-vlastnit-a-budete-mit-z-toho-radost-velky-reset\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(v\u00edce zde)\">(v\u00edce zde)<\/a>. <\/p>\n\n\n\n<p>Tzv. pl\u00e1nu, podle kter\u00e9ho se m\u016f\u017eete ze zadlu\u017een\u00ed vykoupit t\u00edm, \u017ee jim p\u0159ed\u00e1te sv\u016fj majetek, nebudete nic vlastnit a jen si to od nich pronaj\u00edmat. Tedy do\u017eivotn\u00ed z\u00e1vislost a ve sv\u00e9 podstat\u011b otroctv\u00ed. To nikdo z n\u00e1s bezpochyby nechceme. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>P\u0159ipravit se p\u0159edem<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-1024x768.jpg\" alt=\"scrabble, hra, slova, make, plan, p\u00edsmena\" class=\"wp-image-4177\" width=\"324\" height=\"243\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-1024x768.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-300x225.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-768x576.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-1536x1152.jpg 1536w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-150x113.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-696x522.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan-1068x801.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Slova-slozena-ze-scrabble-make-plan.jpg 1920w\" sizes=\"auto, (max-width: 324px) 100vw, 324px\" \/><figcaption>Slova make plan slo\u017een\u00e1 z p\u00edsmenek hry scrabble. V p\u0159ekladu ud\u011blej si pl\u00e1n a to i na pen\u00edze.<\/figcaption><\/figure><\/div>\n\n\n\n<p>A pr\u00e1v\u011b chv\u00edli p\u0159ed takovouto kriz\u00ed se nyn\u00ed nach\u00e1z\u00edme. Nen\u00ed ji\u017e ot\u00e1zkou zda k t\u00e9to krizi dojde, ale kdy. A je jen na n\u00e1s, jak se p\u0159iprav\u00edme a jak se zachov\u00e1me a\u017e tento se\u0161up za\u010dne. <\/p>\n\n\n\n<p>Takov\u00e1 krize toti\u017e nemus\u00ed b\u00fdt nutn\u011b stra\u0161\u00e1k, ale m\u016f\u017ee to b\u00fdt pro mnoh\u00e9 tak\u00e9 \u017eivotn\u00ed p\u0159\u00edle\u017eitost\u00ed. Nelze sice ur\u010dit, kdy k tomu dojde a co bude spou\u0161t\u011b\u010d, ani jak se v\u011bci vyvinou, ale lze se p\u0159ipravit. A ka\u017ed\u00fd sebemen\u0161\u00ed krok k osobn\u00ed a rodinn\u00e9 stabilit\u011b se po\u010d\u00edt\u00e1. Ka\u017ed\u00fd z V\u00e1s toti\u017e m\u016f\u017ee svou tro\u0161kou p\u0159isp\u011bt ke stabilit\u011b celku.<\/p>\n\n\n\n<p>Sta\u010d\u00ed toti\u017e, kdy\u017e \u010dlov\u011bk z\u016fstane ve sv\u00e9 pozici stabiln\u00ed a bude moct jak nejl\u00e9pe to p\u016fjde fungovat d\u00e1l, bez v\u00fdrazn\u00fdch omezen\u00ed, kter\u00e9 strach, manipulace a dal\u0161\u00ed negativn\u00ed jevy p\u0159inesou spole\u010dnosti a\u017e tento te\u00e1tr vypukne. <\/p>\n\n\n\n<p>Proto jsme si ji\u017e d\u0159\u00edve posv\u00edtili na:<\/p>\n\n\n\n<p>1) Potraviny, voda, z\u00e1soby a sob\u011bsta\u010dnost <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/07\/24\/voda-a-potraviny-plan-zasoby-a-sobestacnost-k-preziti-civilizacni-krize\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a><\/p>\n\n\n\n<p>2) Energie, \u017eivotn\u00ed standard dne\u0161n\u00edch dn\u016f a bezpe\u010dnost dod\u00e1vek energi\u00ed <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/07\/24\/voda-a-potraviny-plan-zasoby-a-sobestacnost-k-preziti-civilizacni-krize\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a><\/p>\n\n\n\n<p>3) Pro\u010d hledat nez\u00e1vislost a sob\u011bsta\u010dnost <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/07\/18\/sobestacnost-rezerva-a-plan-na-horsi-casy-k-preziti-civilizacni-krize\/\" title=\"(zde)\">(zde)<\/a><\/p>\n\n\n\n<p>Dnes si nav\u00edc posv\u00edt\u00edme na to, jak se p\u0159ipravit z pohledu &#8211; finance a pen\u00edze:<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Pen\u00edze a finance<\/strong><\/h2>\n\n\n\n<p>Pen\u00edze jsou V\u00e1\u0161 \u017eivotn\u00ed \u010das <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/01\/30\/placeni-zivotnim-casem\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(psal jsem zde)\">(psal jsem zde)<\/a> a p\u0159i nakl\u00e1d\u00e1n\u00ed s n\u00edm plat\u00ed zlat\u00e9 pravidlo na\u0161ich p\u0159edk\u016f: kousek domu, kousek pole a kousek zlata. To jsou toti\u017e stabiln\u00ed finan\u010dn\u00ed pevn\u00e9 body, kter\u00e9 nejen\u017ee v rodin\u00e1ch p\u0159etrvaly a p\u0159etrv\u00e1vaj\u00ed cel\u00e9 generace, ale p\u0159etrvaj\u00ed i d\u00e1l. By\u0165 ceny t\u011bchto majetk\u016f podl\u00e9haj\u00ed zm\u011bn\u00e1m zp\u016fsoben\u00fdm tr\u017en\u00edmi v\u00fdkyvy a manipulacemi, tak jejich obsah se nem\u011bn\u00ed. <\/p>\n\n\n\n<p>Pokud m\u00e1te d\u016fm nebo jakoukoli nemovitosti, tak se nezmen\u0161uje, by\u0165 je nutn\u00e9 se o trochu starat. <\/p>\n\n\n\n<p>Pole se tak\u00e9 nezmen\u0161uje a p\u0159i spr\u00e1vn\u00e9 p\u00e9\u010di p\u0159in\u00e1\u0161\u00ed ka\u017ed\u00fd rok n\u011bjak\u00fd v\u00fdnos a m\u016f\u017ee V\u00e1s tak\u00e9 zabezpe\u010dit z pohledu dod\u00e1vek potravin <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/07\/24\/voda-a-potraviny-plan-zasoby-a-sobestacnost-k-preziti-civilizacni-krize\/\" title=\"(psal jsem zde)\">(psal jsem zde)<\/a>. <\/p>\n\n\n\n<p>Zlato je pak platidlo (m\u011bna), kter\u00e9 na rozd\u00edl od pap\u00edrov\u00fdch m\u011bn, kter\u00e9 se st\u0159\u00eddaj\u00ed nap\u0159\u00edklad u n\u00e1s ka\u017ed\u00fdch cca 30 let (n\u011bkdy v\u00edce \u010di m\u00e9n\u011b), tak zlato je platidlem ji\u017e cel\u00e9 v\u011bky. Tis\u00edce let je zlato pova\u017eov\u00e1no za platidlo a dlouho bylo i sou\u010d\u00e1st\u00ed na\u0161eho finan\u010dn\u00edho syst\u00e9mu. A jednou zase bude. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1) Kousek zlata jako rezerva i pen\u00edze mimo syst\u00e9m<\/strong><\/h2>\n\n\n\n<p>Ve finan\u010dn\u00ed oblasti opravdu nenajdete nic podobn\u00e9ho, co by v p\u0159\u00edpad\u011b nutnosti fungovalo stejn\u011b dob\u0159e jako zlato.<\/p>\n\n\n\n<p>Zlato bylo platidlem po tis\u00edce let, st\u00e1le je a bude platidlem a to i d\u00e1vno pot\u00e9 co se o eurech \u010di sou\u010dasn\u00fdch korun\u00e1ch bude u\u010dit pouze kurzech historie. Je proto vhodn\u00e9 m\u00edt v rezerv\u00e1ch alespo\u0148 n\u011bjak\u00fd fyzick\u00fd kousek tohoto vz\u00e1cn\u00e9ho kovu. <\/p>\n\n\n\n<div class=\"heureka-affiliate-product\" data-trixam-positionid=\"168093\" data-trixam-productid=\"1014312565\" data-trixam-codetype=\"iframe\" data-trixam-linktarget=\"top\">&nbsp;<\/div>\n\n\n\n<p>Nap\u0159\u00edklad 10 \u010di 20 gram\u016f ve form\u011b l\u00e1mac\u00ed tabulky jako u \u010dokol\u00e1dy <a class=\"heureka-hn-link\" data-trixam-positionid=\"168094\" href=\"https:\/\/investicni-zlato.heureka.cz\/valcambi-sa-combibar-zlaty-slitek-20-x-1-g\/#prehled\/#utm_source=jindrichsmitka.cz&amp;utm_medium=affiliate&amp;utm_campaign=20809&amp;utm_content=Text%20link\" target=\"_blank\" rel=\"noopener\">(zde)<\/a><script><\/script><script async=\"\" type=\"text\/javascript\" src=\"\/\/serve.affiliate.heureka.cz\/js\/trixam.min.js\"><\/script> je mo\u017en\u00e9 vyu\u017e\u00edt pro uchov\u00e1n\u00ed bohatstv\u00ed v p\u0159\u00edpad\u011b selh\u00e1n\u00ed bankovn\u011b-finan\u010dn\u00edho syst\u00e9mu i jako platidlo pro nenad\u00e1l\u00e9 situace. Nepot\u0159ebuje elekt\u0159inu, nen\u00ed z\u00e1visl\u00e9 na bance ani na st\u00e1tu. <\/p>\n\n\n\n<p>A mohu V\u00e1s ujistit, \u017ee zlato zn\u00e1 ka\u017ed\u00fd \u010dlov\u011bk na t\u00e9to planet\u011b a bezpochyby by jej nakonec p\u0159ijal jako platbu. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2) Hotovost mimo banku<\/strong><\/h2>\n\n\n\n<p>M\u00edt hotovost sice mo\u017en\u00e1 aktu\u00e1ln\u011b nen\u00ed cool a trochu jsme se nechali ukol\u00e9bat jednoduchost\u00ed elektronick\u00fdch plateb (by\u0165 poskytovatel\u00e9 karetn\u00edch plateb pom\u00e1haj\u00ed vyv\u00e1d\u011bt pen\u00edze mimo na\u0161i zemi &#8211; viz. <a href=\"https:\/\/www.jindrichsmitka.cz\/2019\/10\/12\/lokalni-ekonomika-aneb-cim-bliz-tim-lip\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"zde\">zde<\/a>), p\u0159esto je hotovost ned\u00edlnou sou\u010d\u00e1st\u00ed zdrav\u00fdch rezerv. A to ve smyslu &#8211; skute\u010dn\u00e1 hotovost mimo elektronick\u00e9 bankovn\u00ed \u00fa\u010dty. <\/p>\n\n\n\n<p>Hotovost toti\u017e nen\u00ed z\u00e1visl\u00e1 na finan\u010dn\u00ed kondici Va\u0161\u00ed banky ani na dod\u00e1vk\u00e1ch elektrick\u00e9 energie, kter\u00e1 jak\u00e9koli pou\u017eit\u00ed elektronick\u00fdch z\u00e1po\u010dt\u016f na \u00fa\u010dtech umo\u017e\u0148uje.<\/p>\n\n\n\n<p>Hotovost tak\u00e9 nelze nelze c\u00edlen\u011b centr\u00e1ln\u011b odcizit, smazat, vynulovat \u010di zmrazit neposlu\u0161n\u00fdm ob\u010dan\u016fm pouh\u00fdm stisknut\u00edm tla\u010d\u00edtka nebo v\u00fdpadkem elektrick\u00e9 s\u00edt\u011b.<\/p>\n\n\n\n<p>Prost\u0159edky pro z\u00e1kladn\u00ed udr\u017een\u00ed \u017eivota v chodu je pak vhodn\u00e9 m\u00edt k dispozici tak na 2-3 m\u011bs\u00edce sp\u00ed\u0161 v men\u0161\u00edch bankovk\u00e1ch \u2013 200 K\u010d, 500 K\u010d, 1 000 K\u010d.<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3) Alespo\u0148 n\u011bjak\u00fd vedlej\u0161\u00ed p\u0159\u00edjem a dodate\u010dn\u00e9 pen\u00edze<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-1024x944.jpg\" alt=\"motivace, motiva\u010dn\u00ed obraz, motiva\u010dn\u00ed cit\u00e1t, motiva\u010dn\u00ed v\u011bty, cit\u00e1t, obraz, obraz na ze\u010f, obraz na pl\u00e1tno.\" class=\"wp-image-4251\" width=\"317\" height=\"293\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-1024x944.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-300x276.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-768x708.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-1536x1415.jpg 1536w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-150x138.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-696x641.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK-1068x984.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/Designovy-motivacni-obraz-s-citatem-na-zed-Je-lepsi-byt-pripraven-nez-zaskocen.-Motivacni-obraz-na-platne-nese-motivacni-citat-CMYK.jpg 1832w\" sizes=\"auto, (max-width: 317px) 100vw, 317px\" \/><figcaption>Motiva\u010dn\u00ed obraz s cit\u00e1tem na Motiv\u00e1\u0159.cz. Projekt blogu jindrichsmitka.cz<\/figcaption><\/figure><\/div>\n\n\n\n<p>Je tak\u00e9 vhodn\u00e9 roz\u0161i\u0159ovat zdroje p\u0159\u00edjm\u016f. Mimo hlavn\u00edho zam\u011bstn\u00e1n\u00ed je pak dobr\u00e9 udr\u017eovat alespo\u0148 n\u011bjakou vedlej\u0161\u00ed p\u0159\u00edjmovou \u010dinnost, ke kter\u00e9 by se \u010dlov\u011bk mohl uch\u00fdlit v p\u0159\u00edpad\u011b v\u00fdpadku.<\/p>\n\n\n\n<p>P\u0159ece jen po zku\u0161enostech z posledn\u00edch let st\u00e1le hroz\u00ed riziko, \u017ee n\u011bkte\u0159\u00ed zam\u011bstnavatel\u00e9 nasko\u010d\u00ed na vlnu kovidov\u00e9ho fa\u0161ismu a bez zelen\u00e9ho kovid pasu V\u00e1s nebudou cht\u00edt vpustit do pr\u00e1ce. Nemluv\u011b o mo\u017enosti krachu m\u00e9n\u011b stabiln\u00edch firem, kter\u00e9 p\u0159ich\u00e1zej\u00edc\u00ed bou\u0159i nemus\u00ed b\u00fdt schopn\u00e9 p\u0159est\u00e1t.<\/p>\n\n\n\n<p>Pro m\u011b osobn\u011b je drobn\u00fdm vedlej\u0161\u00edm p\u0159\u00edjmem t\u0159eba i tento blog. Roz\u0161i\u0159uji pak nez\u00e1vislost blogu na reklam\u00e1ch od tenden\u010dn\u00edho Googlu a v z\u00e1jmu dal\u0161\u00edho zv\u00fd\u0161en\u00ed finan\u010dn\u00ed nez\u00e1vislosti jsem ned\u00e1vno spustil i projekt <a href=\"http:\/\/motivar.cz\/\">Motiv\u00e1\u0159.cz<\/a>, kter\u00fd dod\u00e1v\u00e1 motiva\u010dn\u00ed obrazy, kter\u00e9 obsahuj\u00ed motiva\u010dn\u00ed cit\u00e1t <a href=\"https:\/\/www.motivar.cz\/motivacni-obraz-s-citatem-je-lepsi-byt-pripraven--nez-zaskocen\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(nap\u0159: motiva\u010dn\u00ed cit\u00e1t je lep\u0161\u00ed b\u00fdt p\u0159ipraven, ne\u017e zasko\u010den - zde)\">(nap\u0159: motiva\u010dn\u00ed cit\u00e1t je lep\u0161\u00ed b\u00fdt p\u0159ipraven, ne\u017e zasko\u010den &#8211; zde)<\/a>. <\/p>\n\n\n\n<p>Na programu pak m\u00e1m i dal\u0161\u00ed podnikatelsk\u00e9 z\u00e1m\u011bry, kter\u00e9 pl\u00e1nuji postupn\u011b spou\u0161t\u011bt podle mo\u017enost\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4) Kryptom\u011bny jako z\u00e1lo\u017en\u00ed platebn\u00ed cesta<\/h2>\n\n\n\n<p>Kryptom\u011bny jsou sice pom\u011brn\u011b mlad\u00fd obor a st\u00e1le vcelku rizikov\u00fd, ale poskytuj\u00ed mo\u017enost platebn\u00edch slu\u017eeb mimo bankovn\u00ed a st\u00e1tn\u00ed syst\u00e9m <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/04\/17\/kryptomeny-aneb-tim-konci-statni-monopol-na-penize\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(psal jsem zde)\">(psal jsem zde)<\/a>. V p\u0159\u00edpad\u011b pot\u00ed\u017e\u00ed s bankovn\u00edmi slu\u017ebami, nap\u0159\u00edklad omezen\u00edm jejich pou\u017e\u00edv\u00e1n\u00ed v d\u016fsledku neposlu\u0161nosti v\u016f\u010di syst\u00e9mu nebo platebn\u00ed neschopnost\u00ed bank, je pak u\u017eite\u010dn\u00e9 m\u00edt n\u011bjakou rezervu i v tomto ohledu.<\/p>\n\n\n\n<p>Kryptom\u011bny jsou sice rizikov\u00e9 z pohledu nezbytnosti fungov\u00e1n\u00ed jak elektrick\u00e9 s\u00edt\u011b, tak internetu \u010di jejich ceny, i tak ale mohou b\u00fdt z pohledu tohoto \u010dl\u00e1nku \u0161ikovn\u00fdm dopl\u0148kem pro finan\u010dn\u00ed rezervy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Osobn\u00ed c\u00edle:<\/strong><\/h2>\n\n\n\n<p>a) Pr\u016fb\u011b\u017en\u011b zvy\u0161ovat alternativn\u00ed p\u0159\u00edjmy &#8211; minim\u00e1ln\u011b na \u00farove\u0148 provozn\u00edch n\u00e1klad\u016f dom\u00e1cnosti.<\/p>\n\n\n\n<p>b) pr\u016fb\u011b\u017en\u011b roz\u0161i\u0159ovat ostatn\u00ed varianty finan\u010dn\u00edch rezerv.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Z\u00e1v\u011brem<\/strong><\/h2>\n\n\n\n<p>Pen\u00edze byly, jsou a budou k\u0159ehk\u00fdm zbo\u017e\u00edm. V\u011bt\u0161ina dne\u0161n\u00edch pen\u011bz podl\u00e9h\u00e1 inflaci a nap\u0159\u00edklad \u010desk\u00e1 m\u011bna aktu\u00e1ln\u011b proch\u00e1z\u00ed 17,5% znehodnocen\u00edm <a href=\"https:\/\/www.e15.cz\/inflace-v-cr-a-ve-svete-ceny-graf\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a>. Je to d\u016fsledek politiky centr\u00e1ln\u00edch bank v\u010detn\u011b \u010cNB, kter\u00e9 m\u00edsto toho, aby se staraly o m\u011bnovou stabilitu, tak vyvol\u00e1vaj\u00ed inflaci <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/11\/21\/celosvetove-rizeny-ekonomicky-kolaps-se-blizi\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(psal jsem zde)\">(psal jsem zde)<\/a>. Je to tak\u00e9 d\u016fsledek nest\u0159\u00eddm\u00e9ho zadlu\u017eov\u00e1n\u00ed na \u00farovni ob\u010dan\u016f, firem i st\u00e1t\u016f. Podporovan\u00e9 kroky centr\u00e1ln\u00ed banky jakou jsou ti\u0161t\u011bn\u00ed pen\u011bz (ano i u n\u00e1s jen naz\u00fdvan\u00e9 kurzov\u00e9 intervence) a sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb je p\u0159\u00edm\u00e1 cesta k inflaci. <\/p>\n\n\n\n<p>Je t\u0159eba pochopit, \u017ee tento stav se nebude p\u0159\u00edli\u0161 zlep\u0161ovat. Inflace je c\u00edl centr\u00e1ln\u00edch bank a ud\u011blaj\u00ed pro ni cokoli. A budou to d\u011blat d\u00e1l a\u017e do doby, ne\u017e cena sou\u010dasn\u00fdch pen\u011bz klesne na nulu. I to je mo\u017en\u00e1 c\u00edl. V pln\u00e9m proudu jsou ji\u017e nyn\u00ed snahy o nahrazen\u00ed sou\u010dasn\u00fdch pap\u00edrov\u00fdch m\u011bn na b\u00e1z\u00ed hotovosti kryptom\u011bnami. A by\u0165 vn\u00edm\u00e1m decentralizovan\u00e9 kryptom\u011bny jako u\u017eite\u010dn\u00fd n\u00e1stroj, vn\u00edm\u00e1m z\u00e1rove\u0148 hrozbu jejich zneu\u017eit\u00ed v p\u0159\u00edpad\u011b jejich nasazen\u00ed jako centralizovan\u00fdch st\u00e1tn\u00edch m\u011bn <a href=\"https:\/\/www.jindrichsmitka.cz\/2022\/01\/30\/buduji-nam-digitalni-koncentrak-aneb-totalita-2-0\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(psal jsem zde)\">(psal jsem zde)<\/a>. <\/p>\n\n\n\n<p>Je proto pot\u0159eba si d\u00e1t pozor na nejist\u00fd fenom\u00e9n st\u00e1tn\u00edch pen\u011bz, nespol\u00e9hat na finan\u010dn\u00ed syst\u00e9m, ani na vl\u00e1du, ani na penzijn\u00ed syst\u00e9m ani na banky a to ani na tu centr\u00e1ln\u00ed. Spolehnout se m\u016f\u017eete na sebe, sv\u00e9 bl\u00edzk\u00e9 i na materi\u00e1ly jako jsou zlato, kter\u00e9 jsou spolehliv\u00fdmi pen\u011bzi ji\u017e tis\u00edce let. <\/p>\n\n\n\n<p>Pokud pot\u0159ebujete pomoci se zorientovat v oblasti ulo\u017een\u00ed pen\u011bz do zlata a dal\u0161\u00edch forem ochrany jejich sou\u010dasn\u00e9 hodnoty, m\u016f\u017eete se obr\u00e1tit na autora blogu pro konzultace. To lze u\u010dinit prost\u0159ednictv\u00edm kontaktn\u00edho formul\u00e1\u0159e <a href=\"https:\/\/www.jindrichsmitka.cz\/kontaktni-formular\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a> nebo facebooku <a href=\"https:\/\/www.facebook.com\/jindrichsmitkasantiago\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a>.<\/p>\n\n\n\n<p>Vzhledem k v\u00fd\u0161e uveden\u00e9mu podporuji tak\u00e9 zakotven\u00ed plateb v hotovosti do \u010desk\u00e9 \u00fastavy <a href=\"https:\/\/www.irozhlas.cz\/zpravy-domov\/platba-v-hotovosti-senat-ustava_2208181455_mst\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a>. A doporu\u010duji v\u0161em \u010dten\u00e1\u0159\u016fm, aby p\u0159i nadch\u00e1zej\u00edc\u00edch volb\u00e1ch do sen\u00e1tu zohlednit kandid\u00e1ty, kte\u0159\u00ed toto pr\u00e1vo a celkov\u011b svobodu fungov\u00e1n\u00ed jednotlivce prosazuj\u00ed. <\/p>\n\n\n\n<p><em><strong>Upozorn\u011bn\u00ed<\/strong>: By\u0165 autor je certifikovan\u00fdm investi\u010dn\u00edm poradcem, tak jak\u00fdkoli obsah na tomto blogu nen\u00ed finan\u010dn\u00edm poradenstv\u00edm. Slou\u017e\u00ed pouze pro informativn\u00ed \u00fa\u010dely. <\/em><\/p>\n\n\n\n<p class=\"has-text-align-center\">  &#8212; konec \u010dl\u00e1nku &#8212;<\/p>\n\n\n\n<p><em>D\u00e1l se m\u016f\u017eete pod\u00edvat do e-shopu <a href=\"http:\/\/motivar.cz\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Motiv\u00e1\u0159.cz\">Motiv\u00e1\u0159.cz<\/a> a vybrat si z \u0159ady designov\u00fdch motiva\u010dn\u00edch obraz\u016f s cit\u00e1tem s podtitulem &#8222;denn\u00ed d\u00e1vka motivace a dobr\u00e9 n\u00e1lady&#8220;. P\u0159\u00edpadn\u011b se domluvit na osobn\u00ed konzultaci ohledn\u011b mo\u017enost\u00ed ochrany majetku i p\u0159es p\u0159ich\u00e1zej\u00edc\u00ed ekonomick\u00e9 turbulence <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/osobni-konzultace-kryptomeny\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> anebo se m\u016f\u017eete pod\u00edvat na Videobesedu o pouti do Santiaga de Compostela <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/videobeseda-3-000-kilometru-pesky-do-santiaga-de-compostela\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> a t\u0159eba si p\u0159itom i trochu vy\u010distit hlavu. <\/em><\/p>\n\n\n\n<p><em>I nad\u00e1le se v\u0161ak m\u016f\u017eete t\u011b\u0161it na dal\u0161\u00ed zaj\u00edmav\u00e1 t\u00e9mata. Rozhodn\u011b se proto <strong>zapi\u0161te k odb\u011bru novinek<\/strong> do formul\u00e1\u0159e n\u00ed\u017ee, aby V\u00e1m nic neuniklo nebo <strong>podpo\u0159te provoz<\/strong> tohoto blogu p\u0159\u00edsp\u011bvkem <a href=\"https:\/\/www.jindrichsmitka.cz\/2019\/04\/13\/podporte-dalsi-rozvoj-blogu\" target=\"_blank\" rel=\"noreferrer noopener\">(v\u00edce zde)<\/a>.<\/em><\/p>\n\n\n\n<p><strong>P\u0159ihl\u00e1sit k odb\u011bru novinek:<\/strong> [mc4wp_form id=&#8220;175&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zlato, hotovost, nemovitosti, kryptom\u011bny a dodate\u010dn\u00e9 p\u0159\u00edjmy. Pen\u00edze a zabezpe\u010den\u00ed proti nadch\u00e1zej\u00edc\u00ed krizi. Jak se p\u0159ipravit z pohledu financ\u00ed a pen\u011bz a m\u00edt rezervu.\u00a0<\/p>\n","protected":false},"author":2,"featured_media":4249,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1405,1392,1354],"tags":[533,673,1371,281,450,1406,1391,1395,1407],"class_list":["post-4208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-a-investice","category-sobestacnost","category-spolecnost","tag-dum","tag-hotovost","tag-krize","tag-penize","tag-plan","tag-pole","tag-rezerva","tag-rezervy","tag-zlato"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/08\/investicni-zlato-scaled-1.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/4208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/comments?post=4208"}],"version-history":[{"count":0,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/4208\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media\/4249"}],"wp:attachment":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media?parent=4208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/categories?post=4208"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/tags?post=4208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}