{"id":4302,"date":"2022-10-02T11:50:13","date_gmt":"2022-10-02T09:50:13","guid":{"rendered":"https:\/\/www.jindrichsmitka.cz\/?p=4302"},"modified":"2022-10-02T11:50:13","modified_gmt":"2022-10-02T09:50:13","slug":"jak-zastavit-odliv-kapitalu-a-zvysit-blahobyt-nasi-zeme","status":"publish","type":"post","link":"https:\/\/www.jindrichsmitka.cz\/index.php\/2022\/10\/02\/jak-zastavit-odliv-kapitalu-a-zvysit-blahobyt-nasi-zeme\/","title":{"rendered":"Jak zastavit odliv kapit\u00e1lu a zv\u00fd\u0161it blahobyt na\u0161\u00ed zem\u011b"},"content":{"rendered":"\n<p><strong>Odliv kapit\u00e1lu z \u010cR je ofici\u00e1ln\u011b cca 300 miliard korun ro\u010dn\u011b. Podle neofici\u00e1ln\u00edch odhad\u016f pak odte\u010de na 700 miliard korun ro\u010dn\u011b. To odpov\u00edd\u00e1 bezm\u00e1la osmi procent\u016fm HDP. P\u0159\u00edliv prost\u0159edk\u016f p\u0159itom nep\u0159esahuje dv\u011b procenta.<\/strong> <strong>Zachov\u00e1n\u00ed kapit\u00e1lu na na\u0161em \u00fazem\u00ed jako cesta ke zv\u00fd\u0161en\u00ed blahobytu a jak tomu m\u016f\u017eete napomoci.<\/strong><\/p>\n\n\n\n<p>P\u0159\u00edli\u0161 mnoho energie na\u0161\u00ed zem\u011b je od\u010derp\u00e1v\u00e1no do zahrani\u010d\u00ed. Odliv kapit\u00e1lu p\u0159edstavuje od\u010derp\u00e1n\u00ed \u017eivotn\u00edho \u010dasu a energie na\u0161\u00ed zem\u011b (podrobn\u011bji na <a href=\"https:\/\/cs.wikipedia.org\/wiki\/Odliv_kapit%C3%A1lu\">wiki zde<\/a>). N\u00e1stroji takov\u00e9ho od\u010derp\u00e1v\u00e1n\u00ed \u017eivotn\u00edho \u010dasu a energie na\u0161\u00ed zem\u011b, obchodn\u00edk\u016f a lid\u00ed jsou zejm\u00e9na:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867-1024x682.jpg\" alt=\"\u010das, pen\u00edze, \u017eivot, volba.\" class=\"wp-image-3109\" width=\"396\" height=\"264\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867-1024x682.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867-300x200.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867-768x512.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867-150x100.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867-696x464.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867-1068x712.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2021\/01\/pexels-pixabay-128867.jpg 1280w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><figcaption>Pen\u00edze jsou \u010das na\u0161ich \u017eivot\u016f. Zpomalujme z\u00e1m\u011brn\u011b odliv kapit\u00e1lu do zahrani\u010d\u00ed. \u010c\u00edm v\u00edce odte\u010de, t\u00edm m\u00e9n\u011b n\u00e1m zb\u00fdv\u00e1.<\/figcaption><\/figure><\/div>\n\n\n\n<p>1) Dividendy zahrani\u010dn\u00edm entit\u00e1m<\/p>\n\n\n\n<p>2) Pou\u017e\u00edv\u00e1n\u00ed platebn\u00edch karet<\/p>\n\n\n\n<p>3) Dluhy v\u016f\u010di zahrani\u010dn\u00edm entit\u00e1m<\/p>\n\n\n\n<p>4) Vl\u00e1dn\u00ed dluhy v\u016f\u010di anonymn\u00edm zahrani\u010dn\u00edm entit\u00e1m<\/p>\n\n\n\n<p>Poj\u010fme se na tyto n\u00e1stroje a jejich d\u016fsledky pod\u00edvat trochu podrobn\u011bji. Pod\u00edv\u00e1me se tak\u00e9 na to, pro\u010d jsou tyto v\u00fd\u0161e popsan\u00e9 body st\u011b\u017eejn\u00ed pro udr\u017een\u00ed bohatstv\u00ed na\u0161\u00ed zem\u011b v na\u0161\u00ed zemi a pro celkovou prosperitu n\u00e1s v\u0161ech.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Odliv kapit\u00e1lu skrze dividendy v\u016f\u010di zahrani\u010dn\u00edm koncern\u016fm<\/strong><\/h2>\n\n\n\n<p>Kr\u00e1tce zopakuji: podle ofici\u00e1ln\u00edch odhad\u016f Z \u010cR ro\u010dn\u011b odte\u010de jen na dividend\u00e1ch cca 300 miliard korun ro\u010dn\u011b. Podle neofici\u00e1ln\u00edch odhad\u016f pak na 700 miliard korun ro\u010dn\u011b.<\/p>\n\n\n\n<p>Pro p\u0159edstavu o celkov\u00e9 situaci odlivu\/p\u0159\u00edlivu kapit\u00e1lu v regionu St\u0159edn\u00ed Evropy i konkr\u00e9tn\u011b \u010cR se m\u016f\u017eeme odrazit od <a href=\"http:\/\/politicalcritique.org\/cee\/2018\/the-central-europeans-the-bloodsuckers-of-the-european-union\/\">pr\u00e1ce francouzsk\u00e9ho ekonoma Pickettyho (zde)<\/a>. Podle jeho poznatk\u016f p\u0159edstavuje odliv kapit\u00e1lu z na\u0161\u00ed zem\u011b dokonce bezm\u00e1la osm procent HDP cel\u00e9ho \u010desk\u00e9ho hospod\u00e1\u0159stv\u00ed.<\/p>\n\n\n\n<p>P\u0159\u00edliv p\u0159itom podle jeho zji\u0161t\u011bn\u00ed dos\u00e1hl pouh\u00fdch necel\u00fdch dvou procent. Takto ohromn\u00fd odliv kapit\u00e1lu si pak m\u016f\u017eete p\u0159edstavit jako takovou dodate\u010dnou da\u0148 uvalenou na cel\u00e9 \u010desk\u00e9 hospod\u00e1\u0159stv\u00ed. A to u\u017e je po\u0159\u00e1dn\u00e1 d\u00e1vka prost\u0159edk\u016f, kter\u00e9 odtud bez\u00fa\u010deln\u011b odch\u00e1z\u00ed.<\/p>\n\n\n\n<p>Jsou to prost\u0159edky, kter\u00e9 na na\u0161em \u00fazem\u00ed p\u0159ich\u00e1z\u00ed zahrani\u010dn\u00edm entit\u00e1m nebo jin\u00fdmi slovy zejm\u00e9na anonymn\u00edm nadn\u00e1rodn\u00edm korporac\u00edm.<\/p>\n\n\n\n<p>Jsou to prost\u0159edky, kter\u00e9 by za norm\u00e1ln\u00edch okolnost\u00ed skon\u010dily u \u010desk\u00fdch obchodn\u00edk\u016f na na\u0161em \u00fazem\u00ed a pomohly by tak zv\u00fd\u0161it na\u0161e n\u00e1rodn\u00ed bohatstv\u00ed ob\u00edhaj\u00edc\u00ed v na\u0161\u00ed zemi. Celkov\u011b by se u n\u00e1s proto\u010dilo nap\u0159\u00edklad o on\u011bch 700 miliard korun v\u00edce.<\/p>\n\n\n\n<p>Tyto prost\u0159edky by pak majitel\u00e9 firem mohli pou\u017e\u00edt nap\u0159\u00edklad na roz\u0161i\u0159ov\u00e1n\u00ed podnik\u016f, zlep\u0161en\u00ed technologi\u00ed nebo p\u0159il\u00e1k\u00e1n\u00ed kvalifikovan\u011bj\u0161\u00edch pracovn\u00edk\u016f na vy\u0161\u0161\u00ed mzdy. Stejn\u011b tak by si mohli v\u0161ichni za stejn\u00e9 pen\u00edze dop\u0159\u00e1t v\u00edce volna a odpo\u010dinku. A v\u0161ichni bychom se m\u011bli l\u00e9pe.<\/p>\n\n\n\n<p>Jen\u017ee tyto pen\u00edze m\u00edsto toto uvedou to sam\u00e9 do pohybu tak \u010di tak, jen v zahrani\u010d\u00ed. A tady je pot\u0159eba pracovat st\u00e1le v\u00edce, abychom si udr\u017eeli alespo\u0148 stejnou \u017eivotn\u00ed \u00farove\u0148.<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Pou\u017e\u00edv\u00e1n\u00ed platebn\u00edch karet<\/strong><\/h2>\n\n\n\n<p>Placen\u00ed platebn\u00edmi kartami je dal\u0161\u00ed \u0161ikovnou metodou, jak z na\u0161\u00ed zem\u011b zahrani\u010dn\u00ed firmy od\u010derp\u00e1vaj\u00ed \u017eivotn\u00ed \u010das, energii a s\u00edlu.<\/p>\n\n\n\n<p>Ka\u017ed\u00e9 pou\u017eit\u00ed platebn\u00ed karty znamen\u00e1, \u017ee si hned n\u011bkolik entit ucucne n\u011bjak\u00e9 procent\u00ed\u010dko z Va\u0161\u00ed platby. Jsou jimi vydavatel karty (obvykle va\u0161e banka), zpracovatel\u00e9 plateb (karetn\u00ed spole\u010dnosti) a dal\u0161\u00ed zprost\u0159edkovatel\u00e9 <a href=\"https:\/\/help.gopay.com\/cs\/tema\/cenik-a-obchodni-podminky\/informace-k-poplatkum\/z-ceho-se-sklada-poplatek-pri-platbe-kartou\">(v\u00edce zde)<\/a>.<\/p>\n\n\n\n<p>Ka\u017ed\u00e9 pou\u017eit\u00ed platebn\u00ed karty znamen\u00e1 ztr\u00e1tu cenn\u00fdch procent, kter\u00e9 uhrad\u00ed obchodn\u00edk. U velk\u00fdch obchodn\u00edk\u016f jsou to vy\u0161\u0161\u00ed desetiny procent, u men\u0161\u00edch vyjdou b\u011b\u017en\u00e9 poplatky kolem dvou a\u017e t\u0159eba t\u0159\u00ed procent, kter\u00e9 zaplat\u00ed obchodn\u00edk z ka\u017ed\u00e9 platby.<\/p>\n\n\n\n<p>Zcela z\u00e1m\u011brn\u011b maj\u00ed obchodn\u00edci ve smluvn\u00edch podm\u00ednk\u00e1ch zak\u00e1z\u00e1no p\u0159en\u00e1\u0161et tento n\u00e1klad na z\u00e1kazn\u00edka <a href=\"https:\/\/platbakartou.csob.cz\/wp-content\/themes\/csob_acq\/assets\/media\/files\/manual-pro-obchodniky-prijimajici-platby-prostrednictvim-platebnich-karet.pdf\">(zde)<\/a>. D\u016fvod\u016f je z\u0159ejm\u011b v\u00edcero a spolu s ochranou spot\u0159ebitel\u016f p\u0159ich\u00e1z\u00ed jako jeden z nezam\u00fd\u0161len\u00fdch (nebo c\u00edlen\u00fdch?) d\u016fsledk\u016f i to, \u017ee jako z\u00e1kazn\u00edk pak nemus\u00edte p\u0159em\u00fd\u0161let zda pou\u017eijete kartu nebo hotovost.<\/p>\n\n\n\n<p>Pokud byste p\u0159itom m\u011bli zv\u00e1\u017eit 3 % poplatek za ka\u017ed\u00e9 pou\u017eit\u00ed karty, tak vesele pou\u017e\u00edv\u00e1te hotovost a na kartu se ani nepod\u00edv\u00e1te. Ale takhle nemus\u00edte nad ni\u010d\u00edm p\u0159em\u00fd\u0161let a ka\u017ed\u00e1 transakce kartou z Va\u0161ich pen\u011bz a \u017eivotn\u00edho \u010dasu, kter\u00fd jste pl\u00e1novali ponechat u konkr\u00e9tn\u00edho obchodn\u00edka od\u010derp\u00e1v\u00e1 procent\u00ed\u010dka pry\u010d. Ani si toho nev\u0161imnete.<\/p>\n\n\n\n<p>Pokud m\u00e1 nav\u00edc spole\u010dnost provozuj\u00edc\u00ed konkr\u00e9tn\u00ed platebn\u00ed kartu nebo br\u00e1nu zpracov\u00e1n\u00ed plateb v zahrani\u010d\u00ed, je\u0161t\u011b t\u00edm sou\u010dasn\u011b p\u0159ih\u0159ejeme pen\u00edzky kdesi v zahrani\u010d\u00ed, kde se platba zpracov\u00e1v\u00e1.<\/p>\n\n\n\n<p>A jako bonus pak ze zb\u00fdvaj\u00edc\u00edch prost\u0159edk\u016f odte\u010de zisk pry\u010d ve form\u011b dividend zahrani\u010dn\u00edm vlastn\u00edk\u016fm a\u0165 u\u017e vydavatel\u016f karet \u010di poskytovatel\u016fm platebn\u00edch karet a platebn\u00edch bran \u010di bankovn\u00edch a platebn\u00edch instituc\u00ed.<\/p>\n\n\n\n<p>Par\u00e1da, to se to tomu zahrani\u010d\u00ed bohatne. Sta\u010d\u00ed se p\u0159icucnout na pen\u011bzovod.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Odliv kapit\u00e1lu skrze d<strong>luhy v\u016f\u010di zahrani\u010dn\u00edm entit\u00e1m<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/04\/bp-miller-Sgb3OmpipWY-unsplash-1024x768.jpg\" alt=\"monopoly, hra, pan\u00e1\u010dek, pan, ekonomika, finance, finan\u010dnictv\u00ed\" class=\"wp-image-4036\" width=\"326\" height=\"230\"\/><figcaption>Pan Monopoly. Symbolizuje mezin\u00e1rodn\u00ed kapitalismus, kter\u00fd podporuje odliv kapit\u00e1lu. Zdroj: Unsplash<\/figcaption><\/figure><\/div>\n\n\n\n<p>Tento bod ve sv\u00e9 podstat\u011b navazuje na v\u00fd\u0161e zm\u00edn\u011bn\u00fd odliv dividend do zahrani\u010d\u00ed. \u0160est nejv\u011bt\u0161\u00edch bank v \u010cesk\u00e9 republice jsou vlastn\u011bny ze zahrani\u010d\u00ed.<\/p>\n\n\n\n<p>Konkr\u00e9tn\u011b se jedn\u00e1 o \u010ceskou spo\u0159itelnu, \u010ceskoslovenskou obchodn\u00ed banku, Komer\u010dn\u00ed banku, Unicredit, Raiffeisen, Moneta <a href=\"https:\/\/cs.wikipedia.org\/wiki\/Seznam_bank_p%C5%AFsob%C3%ADc%C3%ADch_v_%C4%8Cesku\">(v\u00edce zde)<\/a>. Do toho tyto instituce je\u0161t\u011b nap\u0159\u00ed\u010d vlastn\u00ed dal\u0161\u00ed finan\u010dn\u00ed instituce, kter\u00e9 jsou sp\u00ed\u0161e jakousi jejich zna\u010dkou a d\u00e1le jim zvy\u0161uj\u00ed zisk.<\/p>\n\n\n\n<p>Jedn\u00e1 se nap\u0159\u00edklad o Hypote\u010dn\u00ed banku, Equa nejr\u016fzn\u011bj\u0161\u00ed stavebn\u00ed spo\u0159itelny, kter\u00e9 d\u00e1le pat\u0159\u00ed pod v\u00fd\u0161e uveden\u00e9 a jmenovat lze s\u00e1hodlouh\u00fd seznam.<\/p>\n\n\n\n<p>Pokud tedy pou\u017e\u00edv\u00e1te n\u011bkterou z v\u00fd\u0161e uveden\u00fdch finan\u010dn\u00edch instituc\u00ed, tak je pravd\u011bpodobn\u00e9, \u017ee tyto instituce pou\u017e\u00edvaj\u00ed Va\u0161e prost\u0159edky k vlastn\u00edmu prosp\u011bchu jinde. To plat\u00ed pro vklady.<\/p>\n\n\n\n<p>Pokud nav\u00edc m\u00e1te dluh u n\u011bkter\u00e9 z t\u011bchto instituc\u00ed, tak je pravd\u011bpodobn\u00e9, \u017ee naprost\u00e1 v\u011bt\u0161ina \u00farok\u016f, kter\u00e9 jim zaplat\u00edte rovnou kon\u010d\u00ed v zahrani\u010d\u00ed jako dividendy. Ano, v\u00e1\u0161 \u017eivotn\u00ed \u010das, Va\u0161e energie. Rovnou pry\u010d.<\/p>\n\n\n\n<p>A ano, tyto spole\u010dnosti maj\u00ed n\u011bjak\u00fd ospravedlniteln\u00fd n\u00e1klad podnik\u00e1n\u00ed. I tak je nejsnaz\u0161\u00ed zp\u016fsob vyd\u011bl\u00e1v\u00e1n\u00ed pen\u011bz skrze \u00farok (d\u0159\u00edve zn\u00e1m\u00fd tak\u00e9 jako lichva) a konkr\u00e9tn\u011b pak slo\u017een\u00e9 \u00faro\u010den\u00ed.<\/p>\n\n\n\n<p>Ka\u017ed\u00fd \u00fav\u011br a ka\u017ed\u00fd hal\u00e9\u0159, kter\u00fd zaplat\u00edte na \u00faroku, znamen\u00e1 zna\u010dn\u00fd profit pro majitele t\u011bchto instituc\u00ed. Jen za minul\u00fd rok tak banky a spo\u0159itelny vyd\u011blali na na\u0161em \u00fazem\u00ed 70,58 miliardy korun \u010dist\u00e9ho <a href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-cisty-zisk-bank-loni-mezirocne-stoupl-o-231-miliardy-40390515\">(kr\u00e1sn\u00e9 po\u010dten\u00ed zde)<\/a>. Naprost\u00e1 v\u011bt\u0161ina z tohoto bal\u00edku bez zav\u00e1h\u00e1n\u00ed zam\u00ed\u0159\u00ed do anonymn\u00edch zahrani\u010dn\u00edch centr\u00e1l.<\/p>\n\n\n\n<p>Jsme tu pro zahrani\u010dn\u00ed entity doslova zlat\u00fd d\u016fl. Tak\u017ee kv\u00edzov\u00e1 ot\u00e1zka zn\u00ed: kam miz\u00ed Va\u0161e bohatstv\u00ed?<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Vl\u00e1dn\u00ed dluhy v\u016f\u010di anonymn\u00edm zahrani\u010dn\u00edm entit\u00e1m<\/strong><\/h2>\n\n\n\n<p>Dal\u0161\u00ed specifickou kapitolou jsou st\u00e1tn\u00ed dluhy. Podle ofici\u00e1ln\u00edch informac\u00ed dlu\u017e\u00ed n\u00e1\u0161 st\u00e1t k polovin\u011b leto\u0161n\u00edho roku celkem 2,707 bilionu korun <a href=\"\">(zdroj mf\u010dr zde)<\/a>. Podle ofici\u00e1ln\u00edch informac\u00ed to pak p\u0159edstavuje 42,3 % HDP. K tomu je d\u00e1le pot\u0159eba p\u0159i\u010d\u00edst dluh samospr\u00e1v a st\u00e1tn\u00edch instituc\u00ed, kter\u00fd ale na\u0161t\u011bst\u00ed \u010din\u00ed men\u0161\u00ed \u010d\u00e1st celkov\u00e9ho zadlu\u017een\u00ed.<\/p>\n\n\n\n<p>Je v\u0161ak zaj\u00edmav\u00e1 informace, \u017ee jen spl\u00e1tky st\u00e1tn\u00edho dluhu stoj\u00ed nyn\u00ed cca 40 miliard korun. Ministerstvo financ\u00ed nav\u00edc o\u010dek\u00e1v\u00e1, \u017ee toto \u010d\u00edslo vzroste v nejbli\u017e\u0161\u00ed dob\u011b na dvojn\u00e1sobek tedy cca 80 miliard korun ro\u010dn\u011b, jen na \u00faroc\u00edch.<\/p>\n\n\n\n<p>Tak\u017ee nem\u00edt st\u00e1tn\u00ed dluhy, tak bychom dok\u00e1zali asi p\u011bkn\u011b zah\u00fdbat se stavbami d\u00e1lnic. P\u0159i b\u011b\u017en\u00e9 cen\u011b slo\u017eit\u011bj\u0161\u00edho \u00faseku cca <a href=\"https:\/\/www.seznamzpravy.cz\/clanek\/kolik-stoji-jeden-kilometr-ceske-dalnice-150-milionu-nebo-taky-miliardu-rika-sef-eurovie-80198\">jedna miliarda<\/a> bychom jen m\u00edsto spl\u00e1tek mohli stav\u011bt jako o z\u00e1vod.<\/p>\n\n\n\n<p>D\u00e1le stoj\u00ed za zm\u00ednku, kam tyto pen\u00edze odt\u00e9kaj\u00ed. Podle <a href=\"https:\/\/www.mfcr.cz\/cs\/verejny-sektor\/rizeni-statniho-dluhu\/statistiky\/podle-typu-drzitele\/2022\/statni-dluhopisy-podle-typu-drzitele-za-47339\/\">informac\u00ed z MF\u010cR<\/a> je z\u0159ejm\u00e9, \u017ee dluhopisy jsou z bezm\u00e1la 65 % dr\u017een\u00e9 \u010desk\u00fdmi finan\u010dn\u00edmi institucemi (by\u0165 mnoh\u00e9 se zahrani\u010dn\u00edm vlastn\u00edkem). Z toho 16,4 % celkov\u00e9ho st\u00e1tn\u00edho dluhu dr\u017e\u00ed \u010desk\u00e9 penzijn\u00ed fondy. Dal\u0161\u00edch bezm\u00e1la 27 % pak dr\u017e\u00ed nap\u0159\u00edmo nerezidenti tedy zahrani\u010dn\u00ed subjekty.<\/p>\n\n\n\n<p>Vzhledem k objemu p\u0159\u00edm\u00e9ho dr\u017een\u00ed st\u00e1tn\u00edho dluhu nerezidenty a objemu kapit\u00e1lu (tr\u017en\u00edho pod\u00edlu), kter\u00fd kontroluj\u00ed zahrani\u010d\u00ed finan\u010dn\u00ed entity p\u016fsob\u00edc\u00ed na na\u0161em \u00fazem\u00ed (v\u00fd\u0161e uveden\u00e9 banky se zahrani\u010dn\u00edmi vlastn\u00edky) lze o\u010dek\u00e1vat, \u017ee odhadem t\u0159i \u010dtvrtiny uhrazen\u00fdch \u00farok\u016f ze st\u00e1tn\u00edho dluhu op\u011bt zam\u00ed\u0159\u00ed jako v\u00fdnos do zahrani\u010d\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Problematika hodnoty dluhu v\u016f\u010di HDP<\/strong><\/h2>\n\n\n\n<p>D\u00e1le jsme nast\u00ednili probl\u00e9m, \u017ee vyjad\u0159ov\u00e1n\u00ed celkov\u00e9ho zadlu\u017een\u00ed zem\u011b v\u016f\u010di HDP m\u00e1 dv\u011b z\u00e1sadn\u00ed vady. A to, pokud HDP roste, tak pod\u00edl dluhu v\u016f\u010di HDP kles\u00e1. To je ta lep\u0161\u00ed \u010d\u00e1st, na kterou v\u0161ichni zadlu\u017eova\u010di a vyvol\u00e1va\u010di inflace spol\u00e9haj\u00ed. Nelze to v\u0161ak pova\u017eovat za spolehliv\u00fd ukazatel.<\/p>\n\n\n\n<p>V p\u0159\u00edpad\u011b jak\u00e9hokoli poklesu nebo zpomalen\u00ed HDP to toti\u017e znamen\u00e1 katapultov\u00e1n\u00ed pom\u011brn\u00e9 v\u00fd\u0161e st\u00e1tn\u00edho dluhu do velmi vysok\u00fdch procentu\u00e1ln\u00edch hodnot. Zadlu\u017een\u00ed ani \u00faroky se toti\u017e v \u010dase nezastavuj\u00ed, ale naopak v\u017edy jen rostou. Za to HDP m\u016f\u017ee kdykoli zamrznout nebo klesnout.<\/p>\n\n\n\n<p>Sta\u010d\u00ed proto sebemen\u0161\u00ed recese a tento ukazatel poskytne zcela rozd\u00edln\u00e9 hodnoty, kter\u00e9 budou hluboce v neprosp\u011bch n\u00e1s v\u0161ech. O tomto fenom\u00e9nu a jeho rizic\u00edch jsem psal ji\u017e d\u0159\u00edve <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/03\/06\/zmeny-ktere-se-dotknou-nas-vsech\/\">(zde)<\/a>.<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co jsou to pen\u00edze?<\/strong><\/h2>\n\n\n\n<p>Je t\u0159eba zopakovat, \u017ee pen\u00edze jsou \u017eivotn\u00ed \u010das str\u00e1ven\u00fd s jejich vyd\u011bl\u00e1v\u00e1n\u00edm <a href=\"https:\/\/www.jindrichsmitka.cz\/2021\/01\/30\/placeni-zivotnim-casem\/\">(psal jsem zde)<\/a>. Je to na\u0161e \u017eivotn\u00ed energie vyj\u00e1d\u0159en\u00e1 ve form\u011b pen\u011bz.<\/p>\n\n\n\n<p>V\u00fd\u0161e popsan\u00e9 prost\u0159edky jsou n\u00e1stroje pro pr\u00e1ci s \u010dasem a \u017eivotn\u00ed \u010das n\u00e1s v\u0161ech, kter\u00fd z velk\u00e9 v\u011bt\u0161iny odch\u00e1z\u00ed do zahrani\u010d\u00ed. Je to tak\u00e9 zna\u010dn\u00e1 p\u00e1ka na celou na\u0161\u00ed zemi, lidi, politiky i obchodn\u00edky.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/07\/Ikona-stoupani-po-schodech_Kreslici-platno-1-1024x688.jpg\" alt=\"ikona, motivace, vnit\u0159n\u00ed motivace, pan\u00e1\u010dek, vzestup, stoup\u00e1n\u00ed vzh\u016fru, schody, p\u0159ek\u00e1\u017eky\" class=\"wp-image-4128\" width=\"227\" height=\"153\"\/><figcaption>Motivace &#8211; pan\u00e1\u010dek stoup\u00e1 vzh\u016fru po schodech, kter\u00e9 p\u0159edstavuj\u00ed p\u0159ek\u00e1\u017eky na cest\u011b jak omezit odliv kapit\u00e1lu.<\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co s t\u00edm lze d\u011blat?<\/strong><\/h2>\n\n\n\n<p>Chceme-li aby se n\u00e1m tu l\u00e9pe \u017eilo a abychom bohatli jako cel\u00e1 zem\u011b, m\u011bli bychom se pokusit alespo\u0148 omezit odliv kapit\u00e1lu do zahrani\u010d\u00ed. A ani se p\u0159itom nemus\u00edme nijak v\u00fdrazn\u011b omezovat. Sta\u010d\u00ed jenom zm\u011bnit n\u011bkter\u00e9 zvyky.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1) Podporovat \u010desk\u00fd maloobchod, v\u00fdrobu a slu\u017eby<\/strong><\/h3>\n\n\n\n<p>Ji\u017e d\u0159\u00edve jsem proto psal pro\u010d je pro n\u00e1s v\u0161echny v\u00fdhodn\u00e9 nakupovat u \u010desk\u00fdch obchodn\u00edk\u016f, od \u010desk\u00fdch v\u00fdrobc\u016f a skute\u010dn\u011b \u010desk\u00e9 v\u00fdrobky \u2013 a podpo\u0159it tak fungov\u00e1n\u00ed \u010desk\u00e9ho maloobchodu <a href=\"https:\/\/www.jindrichsmitka.cz\/2019\/10\/12\/lokalni-ekonomika-aneb-cim-bliz-tim-lip\/\">(zde)<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2) Podporovat hotovost a c\u00edlen\u011b omezovat platby kartou \u2013 kde to lze<\/strong><\/h3>\n\n\n\n<p>Sta\u010d\u00ed si tak\u00e9 uv\u011bdomit, \u017ee n\u011bkter\u00e9 na\u0161e akce maj\u00ed sv\u00e9 d\u016fsledky. T\u0159eba zvyk placen\u00ed kartou u n\u00e1s nen\u00ed p\u0159\u00edli\u0161 dlouho. A st\u00e1le ho m\u016f\u017eeme snadno zvr\u00e1tit. Neznamen\u00e1 to, \u017ee kartu nesm\u00edme pou\u017e\u00edvat a kdo ji pou\u017eije je protin\u00e1rodn\u00ed \u017eivel. Naopak, je to v mnoha p\u0159\u00edpadech u\u017eite\u010dn\u00e1 slu\u017eba. M\u00e1 sv\u00e9 pro a proti.<\/p>\n\n\n\n<p>A b\u00fdt si v\u011bdomi obou stran mince znamen\u00e1 v\u011bdomou mo\u017enost se rozhodnout, zda ji chci nebo pot\u0159ebuji nyn\u00ed pou\u017e\u00edt. A pokud to nen\u00ed nutn\u00e9, lze op\u011bt zv\u00fd\u0161it vlastn\u00ed pou\u017e\u00edv\u00e1n\u00ed hotovosti. Lok\u00e1ln\u00ed obchodn\u00edci to rozhodn\u011b ocen\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3) Omezovat zadlu\u017een\u00ed, p\u0159\u00edpadn\u011b si p\u016fj\u010dovat u \u010desk\u00fdch finan\u010dn\u00edch instituc\u00ed<\/strong><\/h3>\n\n\n\n<p>Dluhy sami o sob\u011b od\u010derp\u00e1vaj\u00ed prost\u0159ednictv\u00edm \u00farok\u016f \u017eivotn\u00ed \u010das \u010dlov\u011bka. Lze ale pochopit, \u017ee v n\u011bkter\u00fdch p\u0159\u00edpadech je vyu\u017eit\u00ed ciz\u00edch prost\u0159edk\u016f u\u017eite\u010dn\u00e9.<\/p>\n\n\n\n<p>I v tom p\u0159\u00edpad\u011b v\u0161ak lze preferovat vyu\u017eit\u00ed \u010desk\u00e9ho kapit\u00e1lu s \u010desk\u00fdm vlastnictv\u00edm. D\u016fsledkem pak bude, \u017ee skute\u010dn\u011b \u010de\u0161t\u00ed majitel\u00e9 finan\u010dn\u00edch instituc\u00ed budou takto z\u00edskan\u00e9 prost\u0159edky utr\u00e1cet a investovat u n\u00e1s nebo roz\u0161i\u0159ovat sv\u00e9 podnik\u00e1n\u00ed do zahrani\u010d\u00ed. Oboje bude m\u00edt v kone\u010dn\u00e9m d\u016fsledku op\u011bt pozitivn\u00ed vliv na celou na\u0161i zemi.<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4) Volit si z\u00e1stupce st\u00e1tn\u00ed spr\u00e1vy, kte\u0159\u00ed zastupuj\u00ed na\u0161e z\u00e1jmy<\/strong><\/h3>\n\n\n\n<p>D\u016fle\u017eit\u00fdm krokem je tak\u00e9 spr\u00e1vn\u011b si volit z\u00e1stupce do ve\u0159ejn\u00fdch funkc\u00ed na\u0161\u00ed zem\u011b. Je zcela z\u0159ejm\u00e9, \u017ee naprost\u00e1 v\u011bt\u0161ina dosavadn\u00edch vl\u00e1d probl\u00e9m vyv\u00e1d\u011bn\u00ed kapit\u00e1lu z na\u0161\u00ed zem\u011b pry\u010d nejen\u017ee ne\u0159e\u0161ila, ale naopak podporovala. Podporovala usazov\u00e1n\u00ed zahrani\u010dn\u00edch entit na na\u0161em \u00fazem\u00ed a zadlu\u017eov\u00e1n\u00ed na\u0161eho st\u00e1tu.<\/p>\n\n\n\n<p>Volba z\u00e1stupc\u016f, kte\u0159\u00ed budou skute\u010dn\u011b zastupovat na\u0161e dom\u00e1c\u00ed z\u00e1jmy i v\u016f\u010di tlaku zahrani\u010dn\u00edch entit a st\u00e1t\u016f je kl\u00ed\u010dovou dovednost\u00ed ve stabilizaci a obr\u00e1cen\u00ed st\u00e1vaj\u00edc\u00edho nevyhovuj\u00edc\u00edho stavu ohledn\u011b pom\u011bru odlivu a p\u0159\u00edlivu kapit\u00e1lu v\u016f\u010di na\u0161\u00ed zemi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Podpora Reignite freedom<\/strong><\/h2>\n\n\n\n<p>V\u00fd\u0161e popsan\u00e9 kroky se shodou okolnost\u00ed dopl\u0148uj\u00ed s programem celosv\u011btov\u00e9ho hnut\u00ed na obnovu svobody po kovidov\u00e9m n\u00e1tlaku a akc\u00edch, kter\u00fdmi vl\u00e1dy a globalistick\u00e9 organizace omezuj\u00ed na\u0161i vlastn\u00ed svobodu. Hnut\u00ed Reignite freedom proto rozjela program s n\u00e1zvem <a href=\"https:\/\/globalwalkout.com\/steps-timeline\/\">Global Walkout.<\/a> V p\u0159ekladu n\u011bco jako \u201ecelosv\u011btov\u00e9 vykro\u010den\u00ed\u201c lep\u0161\u00edm sm\u011brem.<\/p>\n\n\n\n<p>Tyto kroky doposud jsou:<\/p>\n\n\n\n<p>1) pou\u017e\u00edvat hotovost tam, kde to jde.<\/p>\n\n\n\n<p>2) Podporovat m\u00edstn\u00ed farm\u00e1\u0159e<\/p>\n\n\n\n<p>3) P\u0159estat pou\u017e\u00edvat manipulativn\u00ed mainstreamov\u00e1 m\u00e9dia<\/p>\n\n\n\n<p>4) P\u0159esunout sv\u00e9 dluhy do m\u00edstn\u00edch bank a kooperativ<\/p>\n\n\n\n<p>Je dobr\u00e9 v\u011bd\u011bt, \u017ee jsme na stejn\u00e9 vln\u011b se sv\u011btem i v pozitivn\u00edm sv\u011btle.<\/p>\n\n\n\n<p class=\"has-text-align-center\">  &#8212; konec \u010dl\u00e1nku &#8212;<\/p>\n\n\n\n<p><em>D\u00e1l se m\u016f\u017eete pod\u00edvat do e-shopu <a href=\"http:\/\/motivar.cz\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Motiv\u00e1\u0159.cz\">Motiv\u00e1\u0159.cz<\/a> a vybrat si z \u0159ady designov\u00fdch motiva\u010dn\u00edch obraz\u016f s cit\u00e1tem s podtitulem &#8222;denn\u00ed d\u00e1vka motivace a dobr\u00e9 n\u00e1lady&#8220;. P\u0159\u00edpadn\u011b se domluvit na osobn\u00ed konzultaci ohledn\u011b mo\u017enost\u00ed ochrany majetku i p\u0159es p\u0159ich\u00e1zej\u00edc\u00ed ekonomick\u00e9 turbulence <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/osobni-konzultace-kryptomeny\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> anebo se m\u016f\u017eete pod\u00edvat na Videobesedu o pouti do Santiaga de Compostela <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/videobeseda-3-000-kilometru-pesky-do-santiaga-de-compostela\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> a t\u0159eba si p\u0159itom i trochu vy\u010distit hlavu. <\/em><\/p>\n\n\n\n<p><em>I nad\u00e1le se v\u0161ak m\u016f\u017eete t\u011b\u0161it na dal\u0161\u00ed zaj\u00edmav\u00e1 t\u00e9mata. Rozhodn\u011b se proto <strong>zapi\u0161te k odb\u011bru novinek<\/strong> do formul\u00e1\u0159e n\u00ed\u017ee, aby V\u00e1m nic neuniklo nebo <strong>podpo\u0159te provoz<\/strong> tohoto blogu p\u0159\u00edsp\u011bvkem <a href=\"https:\/\/www.jindrichsmitka.cz\/2019\/04\/13\/podporte-dalsi-rozvoj-blogu\" target=\"_blank\" rel=\"noreferrer noopener\">(v\u00edce zde)<\/a>.<\/em><\/p>\n\n\n\n<p><strong>P\u0159ihl\u00e1sit k odb\u011bru novinek:<\/strong> [mc4wp_form id=&#8220;175&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Odliv kapit\u00e1lu z \u010cR je ofici\u00e1ln\u011b cca 300 miliard korun ro\u010dn\u011b. Podle neofici\u00e1ln\u00edch odhad\u016f pak odte\u010de na 700 miliard korun ro\u010dn\u011b. To odpov\u00edd\u00e1 bezm\u00e1la osmi procent\u016fm HDP. P\u0159\u00edliv prost\u0159edk\u016f p\u0159itom nep\u0159esahuje dv\u011b procenta. Zachov\u00e1n\u00ed kapit\u00e1lu na na\u0161em \u00fazem\u00ed jako cesta ke zv\u00fd\u0161en\u00ed blahobytu a jak tomu m\u016f\u017eete napomoci.<\/p>\n","protected":false},"author":2,"featured_media":4304,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[56,1354],"tags":[1418,1419,1420,1421],"class_list":["post-4302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-myslenky","category-spolecnost","tag-blahobyt","tag-dividendy","tag-odliv-kapitalu","tag-platebni-karty"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/10\/Rozsypana-vazy-s-mincemi.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/4302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/comments?post=4302"}],"version-history":[{"count":0,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/4302\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media\/4304"}],"wp:attachment":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media?parent=4302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/categories?post=4302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/tags?post=4302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}