{"id":5001,"date":"2024-07-05T14:59:08","date_gmt":"2024-07-05T12:59:08","guid":{"rendered":"https:\/\/www.jindrichsmitka.cz\/?p=5001"},"modified":"2024-07-05T14:59:08","modified_gmt":"2024-07-05T12:59:08","slug":"cnb-aneb-snizovani-urokovych-sazeb-zahajuje-dalsi-kolo-zadluzovani-a-inflace","status":"publish","type":"post","link":"https:\/\/www.jindrichsmitka.cz\/index.php\/2024\/07\/05\/cnb-aneb-snizovani-urokovych-sazeb-zahajuje-dalsi-kolo-zadluzovani-a-inflace\/","title":{"rendered":"\u010cNB aneb sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb zahajuje dal\u0161\u00ed kolo zadlu\u017eov\u00e1n\u00ed a inflace"},"content":{"rendered":"\n<p><strong>Sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb o dal\u0161\u00edch 0,5 % rozj\u00ed\u017ed\u00ed dal\u0161\u00ed kolo inflace. Zadlu\u017eov\u00e1n\u00ed vl\u00e1dy ani lid\u00ed je\u0161t\u011b ani nep\u0159estalo, ale ut\u011b\u0161en\u011b jedeme d\u00e1l a nyn\u00ed je\u0161t\u011b v\u00edc. Podpora dluhov\u00e9 z\u00e1vislosti p\u0159ed spo\u0159ivost\u00ed. Vyvolat probl\u00e9m a pak ho state\u010dn\u011b \u0159e\u0161it. A co ty nemovitosti p\u0159ep\u00e1len\u00e9 o 40 %? Cesta ven z probl\u00e9m\u016f.<\/strong><\/p>\n\n\n\n<p>\u010cesk\u00e9 n\u00e1rodn\u00ed bance (\u010cNB) se je\u0161t\u011b ani nepoda\u0159ilo zastavit \u00fav\u011brovou expanzi tolik pot\u0159ebnou k zastaven\u00ed dal\u0161\u00edho r\u016fstu inflace a u\u017e d\u00e1l rozj\u00ed\u017ed\u00ed dal\u0161\u00ed kolo zadlu\u017eov\u00e1n\u00ed a t\u00edm i dal\u0161\u00ed inflace skrze sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb.<\/p>\n\n\n\n<p>Nejenom, \u017ee je c\u00edlem \u010cNB je znehodnotit na\u0161\u00ed m\u011bnu o 2 % ro\u010dn\u011b <a href=\"https:\/\/www.cnb.cz\/cs\/menova-politika\/inflacni-cil\/\">(zde)<\/a>, k tomu nyn\u00ed poskytuje vysv\u011btlen\u00ed \u0161ir\u0161\u00edch d\u016fvod\u016f sv\u00fdch aktu\u00e1ln\u00edch krok\u016f <a href=\"https:\/\/www.cnb.cz\/cs\/menova-politika\/inflacni-cil\/tema-inflace\/index.html\">(zde)<\/a>. <\/p>\n\n\n\n<p>Meziro\u010dn\u00ed inflace dos\u00e1hla \u00farovn\u011b znehodnocen\u00ed na\u0161\u00ed m\u011bny 2,6 %. Tedy po tom, co loni ve stejn\u00e9m m\u011bs\u00edci kv\u011btnu 2023 \u010dinilo znehodnocen\u00ed na\u0161\u00ed m\u011bny 11,1 %, tak jsou nyn\u00ed na\u0161e pen\u00edze znehodnocen\u00e9 o dal\u0161\u00edch 2,6 %. Hur\u00e1. Skv\u011bl\u00e9. To je pane\u010dku v\u00fdkon.<\/p>\n\n\n\n<p>\u010cNB se p\u0159esto nezapomn\u011bla pochv\u00e1lit, za skv\u011blou pr\u00e1ci v oblasti cenov\u00e9 stability. Ani inflace za posledn\u00edch 12 m\u011bs\u00edc\u016f zat\u00edm v\u00fdrazn\u011b neklesla a st\u00e1le se dr\u017e\u00ed na 5,6 procenta. A co t\u0159eba tu hodnotu vr\u00e1tit tam, kde byla p\u0159edt\u00edm n\u00e1r\u016fstem, t\u0159eba o rok? To by \u0161lo pova\u017eovat za stabilizaci. <\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Expanze \u00fav\u011br\u016f pokra\u010duje aneb rekordn\u00ed r\u016fst zadlu\u017een\u00ed st\u00e1tu i ob\u010dan\u016f<\/strong><\/h2>\n\n\n\n<p>P\u0159edchoz\u00ed kr\u00e1tk\u00e9 zv\u00fd\u0161en\u00ed \u00farok\u016f sice utlumilo cel\u00e9 kole\u010dko zadlu\u017eov\u00e1n\u00ed, znehodnocov\u00e1n\u00ed m\u011bny a prudk\u00e9ho zdra\u017eov\u00e1n\u00ed v\u0161eho fyzick\u00e9ho, ale bohu\u017eel ne dost. Proto\u017ee zadlu\u017eov\u00e1n\u00ed a tvorba nov\u00fdch \u00fav\u011br\u016f pokra\u010duje d\u00e1l a nezastavila se ani prudk\u00fdm a bohu\u017eel kr\u00e1tkodob\u00fdm zv\u00fd\u0161en\u00edm \u00farok\u016f.<\/p>\n\n\n\n<p>\u010cesk\u00e1 loutkov\u00e1 vl\u00e1da ani nemrkla a val\u00ed na n\u00e1s v\u0161echny nejv\u011bt\u0161\u00ed vlnu dluh\u016f za dobu existence sou\u010dasn\u00e9ho st\u00e1tu <a href=\"https:\/\/x.com\/LukasKovanda\/status\/1808076649390289337\">(v\u00edce zde)<\/a>.<\/p>\n\n\n\n<p>Ani lid\u00e9 se p\u0159\u00edli\u0161 nedr\u017eeli zp\u00e1tky, kdy\u017e se zadlu\u017eov\u00e1n\u00ed a tvorba nov\u00fdch \u00fav\u011br\u016f nezastavilo a nad\u00e1le pokra\u010duje v r\u016fstu. Podle posledn\u00edch informac\u00ed by rok 2024 mohl dos\u00e1hnout rekordn\u00ed tvorby nov\u00fdch \u00fav\u011br\u016f na \u00farovni roku 2020 a zadlu\u017een\u00ed \u010desk\u00fdch dom\u00e1cnost\u00ed a ob\u010dan\u016f tak d\u00e1l prudce roste <a href=\"https:\/\/www.patria.cz\/zpravodajstvi\/5940376\/banky-poskytly-v-kvetnu-hypoteky-za-237-mld-kc-mezirocne-o-92-pct-vic.html\">(v\u00edce zde)<\/a>. A nov\u00e9 \u00fav\u011bry znamenaj\u00ed novou inflaci.<\/p>\n\n\n\n<p>A tak d\u0159\u00edve, ne\u017e stihlo odezn\u00edt ned\u00e1vn\u00e9 kolo velk\u00e9 inflace z posledn\u00ed dvou let, tak \u010cNB rozj\u00ed\u017ed\u00ed dal\u0161\u00ed kolo uvol\u0148ov\u00e1n\u00ed \u00farokov\u00e9 politiky. <a href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-tempo-zustava-stejne-cnb-snizila-zakladni-urokovou-sazbu-40478127\">Sn\u00ed\u017eila z\u00e1kladn\u00ed \u00farokov\u00e9 sazby o dal\u0161\u00edch 0,5 %<\/a> a d\u00e1le tak nav\u00e1d\u00ed v\u0161echny k dal\u0161\u00edmu zadlu\u017eov\u00e1n\u00ed a vytv\u00e1\u0159en\u00ed pen\u011bz z ni\u010deho prost\u0159ednictv\u00edm \u00fav\u011br\u016f a t\u00edm p\u00e1dem i dal\u0161\u00ed inflace a dal\u0161\u00ed spekulace.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Podporov\u00e1n\u00ed z\u00e1vislosti na dluz\u00edch a dluhov\u00e9ho otroctv\u00ed, parazitov\u00e1n\u00ed ve prosp\u011bch glob\u00e1ln\u00edch fa\u0161ist\u016f<\/strong><\/h2>\n\n\n\n<p>V\u0161ichni infla\u010dn\u00ed dan\u00ed spl\u00e1c\u00edme dluhy t\u011bch, kte\u0159\u00ed se zadlu\u017euj\u00ed a jsou tak z\u00e1visl\u00ed na sv\u00fdch dodavatel\u00edch pen\u011bz, a kter\u00e9 \u010cNB tak prot\u011b\u017euje a zv\u00fdhod\u0148uje. \u010cNB tak dlu\u017en\u00edk\u016fm zhodnocuje statky pen\u011bzi v\u0161ech ostatn\u00edch, kter\u00fdm kupn\u00ed s\u00edla kles\u00e1.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341-1024x682.jpg\" alt=\"zna\u010dka, \u017elut\u00e1, varov\u00e1n\u00ed, nebezpe\u010d\u00ed\" class=\"wp-image-3855\" style=\"width:338px;height:auto\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341-1024x682.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341-300x200.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341-768x512.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341-150x100.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341-696x464.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341-1068x712.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2022\/01\/pexels-skitterphoto-4341.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Na kluzk\u00e9 plo\u0161e. Sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb povede k dal\u0161\u00ed inflaci. Nebezpe\u010d\u00ed \u00farazu. Zdroj: Pexels<\/figcaption><\/figure>\n<\/div>\n\n\n<p>\u010cNB tak vlastn\u011b p\u0159i sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb lidem \u0159\u00edk\u00e1, bu\u010fte z\u00e1visl\u00ed, budeme s v\u00e1mi moct manipulovat a d\u00edky tomu se budete moct tv\u00e1\u0159it jako bohat\u00ed a \u00fasp\u011b\u0161n\u00ed lid\u00e9. Opak ale b\u00fdv\u00e1 pravdou.<\/p>\n\n\n\n<p>Kdokoliv je z\u00e1visl\u00fd, nem\u016f\u017ee b\u00fdt svobodn\u00fd a t\u00edm p\u00e1dem \u00fasp\u011b\u0161n\u00fd pouze natolik, na kolik mu umo\u017en\u00ed jeho p\u00e1n. Takov\u00fd \u010dlov\u011bk m\u016f\u017ee m\u00edt sice spousty pen\u011bz a bohatstv\u00ed, ale takov\u00e9 statky nejsou jeho.<\/p>\n\n\n\n<p>Doch\u00e1z\u00ed tak k tomu, \u017ee \u010cNB prost\u0159ednictv\u00edm inflace okr\u00e1d\u00e1 v\u0161echny ob\u010dany pou\u017e\u00edvaj\u00edc\u00ed \u010deskou m\u011bnu, ve prosp\u011bch dlu\u017en\u00edk\u016f. Ti pak v drtiv\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f pos\u00edlaj\u00ed spl\u00e1tky sv\u00fdch \u00farok\u016f bank\u00e1m na \u010desk\u00e9m \u00fazem\u00ed, kter\u00e9 jsou v drtiv\u00e9 v\u011bt\u0161in\u011b v dr\u017een\u00ed zahrani\u010dn\u00edch glob\u00e1ln\u00edch fa\u0161ist\u016f <a href=\"https:\/\/www.jindrichsmitka.cz\/2023\/12\/16\/co-je-to-globalismus-a-kdo-jsou-globaliste-a-pyramida-moci\/\" target=\"_blank\" rel=\"noopener\" title=\"\">(kdo to jsou \u010dt\u011bte zde)<\/a>. Ti odtud pak vyv\u00e1d\u011bj\u00ed tyto pen\u00edze pry\u010d ke sv\u00fdm p\u00e1n\u00ed\u010dk\u016fm v zahrani\u010d\u00ed.<\/p>\n\n\n\n<p>Toto je kr\u00e1sn\u00fd p\u0159\u00edklad vyko\u0159is\u0165ov\u00e1n\u00ed kolonie v praxi. A tato instituce jej bohu\u017eel d\u00e1l podporuje t\u00edm, \u017ee umo\u017e\u0148uje dal\u0161\u00ed zadlu\u017eov\u00e1n\u00ed.<\/p>\n\n\n\n<p>U\u017e na\u0161t\u011bst\u00ed tak\u00e9 v\u00edme, \u017ee <a href=\"https:\/\/www.motivar.cz\/motivacni-obraz-s-citatem-bohatstvi-se-rodi-z-myslenky\/\" target=\"_blank\" rel=\"noopener\" title=\"\">&#8222;Bohatstv\u00ed se rod\u00ed z my\u0161lenky&#8220; (motiva\u010dn\u00ed obraz s t\u00edmto cit\u00e1tem k dost\u00e1n\u00ed zde)<\/a> a nemus\u00edme tak pouze podporovat bohatnut\u00ed druh\u00fdch skrze dluhy. Jsou i jin\u00e9 cesty, viz. na konci \u010dl\u00e1nku.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb \u010cNB p\u0159isp\u00edv\u00e1 k dal\u0161\u00edmu zadlu\u017eov\u00e1n\u00ed \u010desk\u00e9 vl\u00e1dy<\/strong><\/h2>\n\n\n\n<p>Mluv\u00edme o finan\u010dn\u00edm vys\u00e1v\u00e1n\u00ed nejenom t\u011bch lid\u00ed, kte\u0159\u00ed se sami a dobrovoln\u011b zadlu\u017e\u00ed. Ale hlavn\u011b o dal\u0161\u00edm vys\u00e1v\u00e1n\u00ed v\u0161ech ob\u010dan\u016f a obyvatel na\u0161\u00ed zem\u011b.<\/p>\n\n\n\n<p>Proto\u017ee n\u00e1\u0161 st\u00e1t pod veden\u00edm dosazen\u00fdch politick\u00fdch loutek (typu Fiala a P\u00e1vek) a dal\u0161\u00edch gauner\u016f dosazen\u00fdch do ve\u0159ejn\u00fdch funkc\u00ed zahrani\u010dn\u00edmi p\u00e1n\u00ed\u010dky, u\u017e dlouhodob\u011b likviduj\u00ed n\u00e1\u0161 st\u00e1tn\u00ed rozpo\u010det rekordn\u00edmi deficity ve\u0159ejn\u00fdch financ\u00ed.<\/p>\n\n\n\n<p>T\u00edm n\u00e1s tak v\u0161echny v z\u00e1jmu sv\u00fdch zahrani\u010dn\u00edch p\u00e1n\u00ed\u010dk\u016f vrhaj\u00ed do n\u00e1ru\u010de glob\u00e1ln\u00edch fa\u0161ist\u016f prost\u0159ednictv\u00edm dluh\u016f u zahrani\u010dn\u00edch instituc\u00ed nebo \u010desk\u00fdch bank v zahrani\u010dn\u00edm vlastnictv\u00ed, co\u017e je jedno a to sam\u00e9.<\/p>\n\n\n\n<p>Tudy odch\u00e1zej\u00ed dal\u0161\u00ed pen\u00edze n\u00e1s v\u0161ech do zahrani\u010d\u00ed a podporuj\u00ed k\u0161efty americk\u00fdch glob\u00e1ln\u00edch fa\u0161ist\u016f a jejich vazalsk\u00fdch eurounijn\u00edch p\u0159itak\u00e1va\u010d\u016f.<\/p>\n\n\n\n<script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><!-- Automatick\u00e1 velikost reklamy --><ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9221645303649413\" data-ad-slot=\"8661693083\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><br>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0160et\u0159ete, ale ne moc a hlavn\u011b se zadlu\u017eujte, p\u0159ich\u00e1z\u00ed sn\u00ed\u017een\u00ed \u00farokov\u00fdch sazeb<\/strong><\/h2>\n\n\n\n<p>Guvern\u00e9r \u010cNB p\u0159itom naoko ve ve\u0159ejn\u00fdch vystoupen\u00edch nab\u00e1d\u00e1 vl\u00e1du, aby neutr\u00e1cela <a href=\"https:\/\/echo24.cz\/a\/HnUFn\/zpravy-domaci-zakladni-urokova-sazba-zustava-sedm-procent-informovala-cnb\">(nap\u0159\u00edklad zde)<\/a>, ale a\u010d by je \u010cNB mohla dr\u017eet p\u0159i hub\u011b vysok\u00fdmi \u00farokov\u00fdmi sazbami, tak jim nyn\u00ed povoluje ot\u011b\u017ee a d\u00e1v\u00e1 dal\u0161\u00ed prostor k levn\u00e9mu zadlu\u017eov\u00e1n\u00ed.<\/p>\n\n\n\n<p>A tato banda zaprodanc\u016f nad\u00e1le nejen m\u016f\u017ee, ale tak\u00e9 n\u00e1s bude bezskrupul\u00f3zn\u011b zadlu\u017eovat a nyn\u00ed jim \u010cNB umetla cesti\u010dku, aby jim v tom nebr\u00e1nily ani vysok\u00e9 \u00farokov\u00e9 sazby, kter\u00e9 by vl\u00e1da musela platit p\u0159i refinancov\u00e1n\u00ed dluh\u016f p\u0159i vy\u0161\u0161\u00edch \u00faroc\u00edch.<\/p>\n\n\n\n<p>A tak m\u016f\u017ee vl\u00e1da zaprodanc\u016f nad\u00e1le state\u010dn\u011b rozhazovat na\u0161e pen\u00edze Ukrajinc\u016fm a to jak t\u011bm u n\u00e1s, tak jejich nacistick\u00e9 vl\u00e1d\u011b, kter\u00e1 postupn\u011b prov\u00e1d\u00ed genocidu vlastn\u00edho obyvatelstva. Ale jedn\u00e1n\u00ed o m\u00edru nebo zastaven\u00ed boj\u016f nikoho ani nenapadne \u0159e\u0161it. V\u017edy\u0165 dokud se bojuje, potud se to\u010d\u00ed pen\u00edze. <\/p>\n\n\n\n<p>M\u016f\u017ee tak\u00e9 zav\u00e1d\u011bt cenzuru, nakupovat zbyte\u010dnou a nefunk\u010dn\u00ed arm\u00e1dn\u00ed techniku typu F-35 \u010di hradit stupidn\u00ed greendealov\u00e9 man\u00fdry nebo podporovat imigraci, kterou glob\u00e1ln\u00ed fa\u0161isti hodlaj\u00ed d\u00e1le rozvr\u00e1tit na\u0161\u00ed zemi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Magick\u00e9 kole\u010dko aneb vyvolat probl\u00e9m a pak ho state\u010dn\u011b \u0159e\u0161it<\/strong><\/h2>\n\n\n\n<p>Tak\u017ee na jedn\u00e9 stran\u011b nad\u00e1le vyvol\u00e1v\u00e1me probl\u00e9m a na druh\u00e9 stran\u011b se tv\u00e1\u0159\u00edme, \u017ee stra\u0161n\u011b pom\u00e1h\u00e1me a a\u0165 ji\u017e podporou chud\u00e1k\u016f Ukrajinc\u016f, kte\u0159\u00ed se po n\u00e1s p\u011bkn\u011b voz\u00ed nebo nejr\u016fzn\u011bj\u0161\u00edch zvr\u00e1cen\u00fdch ESG politik.<\/p>\n\n\n\n<p>P\u0159itom je to jednoduch\u00e9, p\u0159esta\u0148me vyvol\u00e1vat a financovat probl\u00e9my, nemus\u00edme \u0159e\u0161it n\u00e1sledky. To plat\u00ed i pro vl\u00e1du i pro \u010cNB. Inu kdy\u017e se sejdou kamar\u00e1di z Aspen Institutu v \u010desk\u00e9 vl\u00e1d\u011b, na hrad\u011b i v \u010cNB (ano i Ale\u0161 Michl je na jejich webov\u00e9m sezn\u00e1mku kamar\u00e1d\u016f), tak si holt kryjou z\u00e1da navz\u00e1jem, aby se co nejd\u00e9le udr\u017eeli u moci.<\/p>\n\n\n\n<p>Jen to u n\u00e1s nesm\u00ed vypadat tolik okat\u011b, proto\u017ee d\u016fv\u011bra ve vl\u00e1du je v podstat\u011b nulov\u00e1 <a href=\"https:\/\/www.ceskenoviny.cz\/zpravy\/2500621\" target=\"_blank\" rel=\"noopener\" title=\"\">(zde)<\/a> a v instituce obsazen\u00e9 kamar\u00e1dy z Aspenu tak\u00e9 vytrvale kles\u00e1. Tak se budeme je\u0161t\u011b chv\u00edli tv\u00e1\u0159it, \u017ee si naoko nejdou tolik na ruku.<\/p>\n\n\n\n<p>Ale co se stane pak?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co ty nemovitosti?<\/strong><\/h2>\n\n\n\n<p>Ano, v\u00edme, \u017ee ceny nemovitost\u00ed jsou u n\u00e1s st\u00e1le p\u0159ep\u00e1len\u00e9 minim\u00e1ln\u011b o 40 %. V\u00edme tak\u00e9, \u017ee nemovitostn\u00ed trhy v zahrani\u010d\u00ed ji\u017e na mnoha m\u00edstech v podstat\u011b zkrachovaly <a href=\"https:\/\/www.jindrichsmitka.cz\/2024\/06\/23\/ceny-nemovitosti-klesaji-i-pres-tlak-masmedii-a-prodejcu\/\">(psal jsem oboje zde)<\/a>.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-1024x576.jpg\" alt=\"domino, p\u00e1d, kostky, bankrot, st\u00e1t, st\u00e1n\u00ed bankrot,\" class=\"wp-image-4465\" style=\"width:399px;height:auto\" srcset=\"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-1024x576.jpg 1024w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-300x169.jpg 300w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-768x432.jpg 768w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-1536x864.jpg 1536w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-150x84.jpg 150w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-696x392.jpg 696w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash-1068x601.jpg 1068w, https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2023\/02\/Padajici-domino-unsplash.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Realitn\u00ed trhy jsou jako padaj\u00edc\u00ed domino. Jeden velk\u00fd za\u010dne, dal\u0161\u00ed se p\u0159idaj\u00ed. Zdroj Unsplash.<\/figcaption><\/figure>\n<\/div>\n\n\n<p>A v\u00edme, \u017ee ani p\u0159i takto sn\u00ed\u017een\u00fdch \u00farokov\u00fdch sazb\u00e1ch nejsou ceny nemovitost\u00ed v \u010cR udr\u017eiteln\u00e9. Probl\u00e9my ze zahrani\u010dn\u00ed se brzy p\u0159enesou i k n\u00e1m, proto\u017ee jsou vyvolan\u00e9 stejnou p\u0159\u00ed\u010dinou. A tou jsou manipulace s \u00farokov\u00fdmi sazbami a p\u0159\u00edli\u0161 vysok\u00e9 zadlu\u017een\u00ed.<\/p>\n\n\n\n<p>Ano, ceny nemovitost\u00ed v horizontu deseti let dost mo\u017en\u00e1 budou skute\u010dn\u011b na dvojn\u00e1sobku, proto\u017ee je tam vyst\u0159el\u00ed zbyte\u010dn\u011b n\u00edzk\u00e9 \u00farokov\u00e9 sazby, inflace a r\u016fst zadlu\u017een\u00ed.<\/p>\n\n\n\n<p>P\u0159edt\u00edm, ne\u017e v\u0161ak ceny nemovitost\u00ed vyst\u0159el\u00ed zase prudce nahoru, tak si projdou prudk\u00fdm znehodnocen\u00edm, p\u0159i kter\u00e9m si mnoho t\u011bchto nemovitost\u00ed bude cht\u00edt skrze dluhov\u00e9 bankroty uzmout banda glob\u00e1ln\u00edch fa\u0161ist\u016f a jejich kamar\u00e1d\u016f.<\/p>\n\n\n\n<p>Jednou se ceny nemovitost\u00ed budou muset vr\u00e1tit na \u00farove\u0148 odpov\u00eddaj\u00edc\u00ed mzd\u00e1m. Je jen ot\u00e1zkou \u010dasu, kdy to bude.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zadlu\u017eov\u00e1n\u00ed nen\u00ed cesta k prosperit\u011b<\/strong><\/h2>\n\n\n\n<p>Zadlu\u017eov\u00e1n\u00ed nen\u00ed cesta k prosperit\u011b. Je to cesta k otroctv\u00ed. Zmanipulovan\u00e9 a um\u011ble vyhnan\u00e9 ceny nemovitost\u00ed, kter\u00e9 neodpov\u00eddaj\u00ed mo\u017enostem lid\u00ed k jej\u00edch n\u00e1kupu, se nemohou udr\u017eet a tak\u00e9 se neudr\u017e\u00ed a tak\u00e9 p\u016fjdou dol\u016f na p\u0159ijatelnou \u00farove\u0148.<\/p>\n\n\n\n<p>Ka\u017ed\u00e9 zbyte\u010dn\u00e9 zadlu\u017eov\u00e1n\u00ed je pouze odklad probl\u00e9m\u016f na pozd\u011bji. A to pozd\u011bji nen\u00ed p\u0159\u00edli\u0161 daleko. P\u0159ijde. Stejn\u011b jist\u011b, jako \u00faroky z dluh\u016f.<\/p>\n\n\n\n<p>Jedinou cestou k prosperit\u011b jsou \u00faspory a jimi financovan\u00fd rozvoj skrze lok\u00e1ln\u011b vlastn\u011bn\u00e9 finan\u010dn\u00ed instituce. V\u0161echno ostatn\u00ed vede ke \u0161patn\u00fdm konc\u016fm.<\/p>\n\n\n\n<p>Dobr\u00e9 je, \u017ee u\u017e v\u00edme, \u017ee <a href=\"https:\/\/www.motivar.cz\/motivacni-citat-kde-vule-neschazi-cesta-se-nachazi\/\" target=\"_blank\" rel=\"noopener\" title=\"\">&#8222;Kde v\u016fle nesch\u00e1z\u00ed, cesta se nach\u00e1z\u00ed&#8220; (motiva\u010dn\u00ed obraz s t\u00edmto cit\u00e1tem k dost\u00e1n\u00ed zde)<\/a>.<\/p>\n\n\n\n<p>Vzhledem ke v\u0161emu v\u00fd\u0161e uveden\u00e9mu a m\u00e9 ned\u016fv\u011b\u0159e v sou\u010dasn\u00e9 st\u00e1tn\u00ed instituce jsem se za\u010dal anga\u017eovat v projektu na prodej a zpracov\u00e1n\u00ed zlata a drah\u00fdch kov\u016f. V\u00edce informac\u00ed k tomu p\u0159inesu zas n\u011bkdy p\u0159\u00ed\u0161t\u011b. V\u011b\u0159\u00edm, \u017ee to bude ta spr\u00e1vn\u00e1 cesta, kter\u00e1 umo\u017en\u00ed zachov\u00e1n\u00ed \u00faspor na doby, kdy budou pot\u0159eba.  <\/p>\n\n\n\n<p class=\"has-text-align-center wp-embed-aspect-16-9 wp-has-aspect-ratio\">&#8212; konec \u010dl\u00e1nku &#8212;<\/p>\n\n\n\n<p class=\"wp-embed-aspect-16-9 wp-has-aspect-ratio\"><em>D\u00e1l se m\u016f\u017eete pod\u00edvat do e-shopu <a href=\"http:\/\/motivar.cz\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"Motiv\u00e1\u0159.cz\">Motiv\u00e1\u0159.cz<\/a> a vybrat si z \u0159ady designov\u00fdch motiva\u010dn\u00edch obraz\u016f s cit\u00e1tem s podtitulem &#8222;denn\u00ed d\u00e1vka motivace a dobr\u00e9 n\u00e1lady&#8220;. P\u0159\u00edpadn\u011b se domluvit na osobn\u00ed konzultaci ohledn\u011b mo\u017enost\u00ed ochrany majetku i p\u0159es p\u0159ich\u00e1zej\u00edc\u00ed ekonomick\u00e9 turbulence <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/osobni-konzultace-kryptomeny\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> anebo se m\u016f\u017eete pod\u00edvat na Videobesedu o pouti do Santiaga de Compostela <a href=\"https:\/\/www.jindrichsmitka.cz\/produkt\/videobeseda-3-000-kilometru-pesky-do-santiaga-de-compostela\/\" target=\"_blank\" rel=\"noreferrer noopener\">(zde)<\/a> a t\u0159eba si p\u0159itom i trochu vy\u010distit hlavu. <\/em>A nebo si po\u0159\u00eddit hezkou voskovou sv\u00ed\u010dku z rodinn\u00e9 manufaktury <a href=\"https:\/\/www.sochorskymlyn.cz\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"(zde)\">(zde)<\/a>.<\/p>\n\n\n\n<p class=\"wp-embed-aspect-16-9 wp-has-aspect-ratio\"><em>I nad\u00e1le se v\u0161ak m\u016f\u017eete t\u011b\u0161it na dal\u0161\u00ed zaj\u00edmav\u00e1 t\u00e9mata. Rozhodn\u011b se proto <strong>zapi\u0161te k odb\u011bru novinek<\/strong> do formul\u00e1\u0159e n\u00ed\u017ee, aby V\u00e1m nic neuniklo nebo <strong>podpo\u0159te provoz<\/strong> tohoto blogu p\u0159\u00edsp\u011bvkem <a href=\"https:\/\/www.jindrichsmitka.cz\/2019\/04\/13\/podporte-dalsi-rozvoj-blogu\" target=\"_blank\" rel=\"noreferrer noopener\">(v\u00edce zde)<\/a>.<\/em><\/p>\n\n\n\n<p class=\"wp-embed-aspect-16-9 wp-has-aspect-ratio\"><strong>P\u0159ihl\u00e1sit k odb\u011bru novinek:<\/strong> [mc4wp_form id=&#8220;175&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb o dal\u0161\u00edch 0,5 % rozj\u00ed\u017ed\u00ed dal\u0161\u00ed kolo inflace. Zadlu\u017eov\u00e1n\u00ed vl\u00e1dy ani lid\u00ed je\u0161t\u011b ani nep\u0159estalo, ale ut\u011b\u0161en\u011b jedeme d\u00e1l a nyn\u00ed je\u0161t\u011b v\u00edc. Podpora dluhov\u00e9 z\u00e1vislosti p\u0159ed spo\u0159ivost\u00ed. Vyvolat probl\u00e9m a pak ho state\u010dn\u011b \u0159e\u0161it. A co ty nemovitosti p\u0159ep\u00e1len\u00e9 o 40 %? Cesta ven z probl\u00e9m\u016f.<\/p>\n","protected":false},"author":2,"featured_media":5002,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1354],"tags":[1560,1561,1309,1307],"class_list":["post-5001","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spolecnost","tag-cnb","tag-dluhova-expanze","tag-inflace","tag-zadluzeni"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/www.jindrichsmitka.cz\/wp-content\/uploads\/2024\/07\/Vysavac-na-penize-unsplash.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/5001","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/comments?post=5001"}],"version-history":[{"count":0,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/posts\/5001\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media\/5002"}],"wp:attachment":[{"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/media?parent=5001"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/categories?post=5001"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jindrichsmitka.cz\/index.php\/wp-json\/wp\/v2\/tags?post=5001"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}